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ActiveMLS# 197887

$529,000

$293/sq ft

1806 Towne Street · Johns Island, SC 29455

3

Beds

2.5

Baths

1,806

Sq Ft

2013

Built

Single Family Residence$293/sq ft7 days on market
Trees/Woods ViewGarageNo HOAVA-Friendly Financing

What stands out

  • Trees/Woods views
  • Garage parking
  • Outdoor living: Patio, Covered, Front Porch, Rear Porch
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 1806 Towne., a turnkey Lowcountry gem framed by a magnificent grand live oak, double front porches, an extended driveway, and a spacious detached garage. Featuring a freshly painted interior and brand-new carpet throughout, this move-in-ready home offers a light-filled open-concept layout designed for effortless living and entertaining. The main level seamlessly connects the bright living area, dedicated dining space, and open kitchen. The kitchen opens directly to a fully fenced backyard, providing a pr…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.

Estimated all-in monthly

$3,793/mo

Principal & Interest$3,396
Property tax (owner-occ. 4%, est.)$242
Homeowners insurance (est.)$154
Loan amount$529,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $529,000 price, 0% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,806 sq ft
Levels
Two
Flooring
Carpet, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer
Heating
Central
Cooling
Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.16 acres
Construction
Vinyl Siding
Foundation
Other
Parking
Detached, Garage
Porch / Patio
Patio, Covered, Front Porch, Rear Porch
View
Trees/Woods

Utilities

Utilities
Sewer Available

Community & HOA

HOA
None

Financial & Terms

List Price
$529,000
Price / Sq Ft
$293
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 7 days.

  1. Status: Active

    Aug 21, 2026

  2. New Listing

    Aug 21, 2026

  3. Came on market

    Aug 21, 2026

  4. Listed for sale

    Aug 19, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1806 Towne Street, Johns Island, SC 29455

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Getting around

  • Downtown Beaufort

    ~42.3 mi

  • Bluffton

    ~59.1 mi

  • Hilton Head Island

    ~55.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kelly Ricker, The Agency Hilton Head.

Listing data last updated August 21, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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