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ActiveMLS# 198398

$400,000

1816 Lovejoy Street · Beaufort, SC 29902

Unimproved Land25 days on market
City ViewNo HOA

What stands out

  • City views
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

Flood zone not yet confirmed

We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.

Ask us to verify the flood zone

Listing description

Directly EAST of the City Municipal Police Station, ZONED T5-UC URBAN COMMERCIAL SEE ZONING INSERT.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($80,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.

Estimated all-in monthly

$2,482/mo

Principal & Interest$2,198
Property tax (owner-occ. 4%, est.)$167
Homeowners insurance (est.)$117
Loan amount$320,000

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $400,000 price, 20% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
132 x 122.09
View
City

Utilities

Water
Public

Community & HOA

HOA
None

Financial & Terms

List Price
$400,000
Financing Accepted
Cash, Will Sell One Lot
Zoning
Commercial

Listing activity

On the market for 25 days.

  1. Status: Active

    Sep 29, 2026

  2. New Listing

    Sep 29, 2026

  3. Came on market

    Sep 29, 2026

  4. Listed for sale

    Sep 28, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

1816 Lovejoy Street, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1 mi

  • Bluffton

    ~17.4 mi

  • Hilton Head Island

    ~16 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of James Gay, Sandbar Realty.

Listing data last updated September 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.