$400,000
1816 Lovejoy Street · Beaufort, SC 29902
What stands out
- City views
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Directly EAST of the City Municipal Police Station, ZONED T5-UC URBAN COMMERCIAL SEE ZONING INSERT.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.
Estimated all-in monthly
$2,419/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $400,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Exterior & Lot
- Lot Size
- 132 x 122.09
- View
- City
Utilities
- Water
- Public
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $400,000
- Financing Accepted
- Cash, Will Sell One Lot
- Zoning
- Commercial
Listing activity
On the market for 3 days.
Status: Active
Sep 29, 2026
New Listing
Sep 29, 2026
Came on market
Sep 29, 2026
Listed for sale
Sep 28, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1816 Lovejoy Street, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~1 mi
Bluffton
~17.4 mi
Hilton Head Island
~16 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of James Gay, Sandbar Realty.
Listing data last updated September 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.