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ActiveMLS# 198545

$269,000

$376/sq ft

185 Beach Club Villa Drive · Fripp Island, SC 29920

1

Beds

1

Baths

715

Sq Ft

1983

Built

Condominium$376/sq ft2 days on market
WaterfrontCreek/Stream ViewSingle-Level LivingHOA Community

What stands out

  • Waterfront — Marsh, Tidal Creek
  • Creek/Stream views
  • Single-level living
  • Outdoor living: Screened Porch, Covered, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Enjoy the relaxed coastal vibe that is Fripp Island. Beach Club Villas are conveniently located just a few steps from the Beach Club, island shops, pools and beach access but still have a private feel. Enjoy sunsets from your screened porch overlooking the canal and marsh. The bedroom has the same stunning view. This very well maintained first floor condo also has a solid rental history. This property is being sold furnished with a few exceptions, So whether you are looking for a getaway spot for yourself or…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($53,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,844–$2,079/mo

Principal & Interest$1,472
Property tax (owner-occ. 4%, est.)$112
Homeowners insurance (est.)$78
HOA dues$116
Flood ins. (required, est. range)$65–$300
Loan amount$215,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $269,000 price, 20% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,473/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Living Area
715 sq ft
Levels
One
Flooring
Carpet, Laminate
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Furnished
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air
Water Heater
Electric
Interior Features
Open Floorplan

Exterior & Lot

Construction
Frame
Foundation
Slab
Roof
Composition
Parking
Asphalt, Parking Lot
Porch / Patio
Screened Porch, Covered, Rear Porch
View
Creek/Stream
Waterfront
Marsh, Tidal Creek

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,387 / annually
Regime Fee
Yes

Financial & Terms

List Price
$269,000
Price / Sq Ft
$376
Annual Taxes
$2,473
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 2 days.

  1. Status: Active

    Oct 8, 2026

  2. New Listing

    Oct 8, 2026

  3. Came on market

    Oct 8, 2026

  4. Listed for sale

    Oct 7, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

185 Beach Club Villa Drive, Fripp Island, SC 29920

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.7 mi

  • Bluffton

    ~22.9 mi

  • Hilton Head Island

    ~17.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Carole M Fahey, The HomesFinder Realty Group.

Listing data last updated October 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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