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ActivePrice ReducedMLS# 193040

$410,000

$195/sq ft

186 Hampton Circle · Bluffton, SC 29909

2

Beds

2

Baths

2,104

Sq Ft

2003

Built

Single Family Residence$195/sq ft248 days on market
GarageHOA CommunityVA-Friendly Financing

What stands out

  • Attached garage
  • Outdoor living: Screened Porch, Patio, Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

This well-maintained, well-priced, and ever-popular 2BR/2B Dogwood model is ready for your quick move-in! This home features 2,104 SF of living space on an easy to care for .2 acre landscaped lot. Past the paver-lined driveway and sliding garage screen is a sweet Southern front porch perfect for morning coffee and waving at neighbors. The welcoming foyer ushers you into the open-plan living room and dining area with tile flooring and 2 Solatubes. Down the hallway from the office/den flex space with French doors…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$3,098/mo

Principal & Interest$2,583
Property tax (owner-occ. 4%, est.)$171
Homeowners insurance (est.)$120
HOA dues$224
Loan amount$410,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $410,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $209/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
2,104 sq ft
Flooring
Carpet, Tile
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Unfurnished, Tankless Water Heater
Heating
Natural Gas, Central
Cooling
Electric, Central Air
Water Heater
Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.2 acres
Construction
Stucco
Roof
Composition
Parking
Attached, Driveway, Garage
Porch / Patio
Screened Porch, Patio, Porch
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,688 / annually

Financial & Terms

List Price
$410,000
Price / Sq Ft
$195
Annual Taxes
$209
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 248 days.

  1. Price Reduced

    Apr 17, 2026

  2. Status: Active

    Oct 20, 2025

  3. Listed for sale

    Oct 20, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $539,114–$634,393) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
7 Plymouth Lane, Bluffton, SC 299092 bd · 2,166 sqft$555,000$256Jun 2026
6 Talbot Court, Bluffton, SC 299092 bd · 2,282 sqft$615,000$270Jun 2026
1 Jekyll Court, Bluffton, SC 299103 bd · 2,113 sqft$550,000$260Jun 2026
169 Hampton Hall Boulevard, Bluffton, SC 299103 bd · 2,043 sqft$616,000$302Jun 2026
66 Slash Pine Drive, Bluffton, SC 299092 bd · 1,698 sqft$499,000$294Jun 2026

Recent closed sales of similar homes nearby (this list price is $410,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

186 Hampton Circle, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.1 mi

  • Bluffton

    ~7.4 mi

  • Hilton Head Island

    ~13.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christine M Wisniewski, Howard Hanna Allen Tate Lowcou.

Listing data last updated May 26, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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