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ActivePrice ReducedMLS# 194680

$314,000

$439/sq ft

188 Beach Club Villa Drive · Fripp Island, SC 29920

1

Beds

1.5

Baths

715

Sq Ft

1983

Built

Condominium$439/sq ft143 days on market
WaterfrontCreek/Stream ViewSingle-Level LivingHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Creek
  • Creek/Stream views
  • Single-level living
  • Outdoor living: Covered
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

188 Beach Club Villa offers a strong opportunity to own an updated, income-producing property in one of Fripp Island's most desirable locations. The villa features recent improvements including fresh interior paint and new flooring, giving it a clean, move-in-ready feel for both personal use and rental guests. With a proven rental history, this property is well-positioned for investors seeking a profitable short-term rental as well as buyers looking for a low-maintenance coastal retreat. Its location within the Be…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$2,315/mo

Principal & Interest$1,983
Property tax (owner-occ. 4%, est.)$131
Homeowners insurance (est.)$92
HOA dues$110
Loan amount$314,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $314,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Half Baths
1
Living Area
715 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Electric Range
Heating
Heat Pump
Cooling
Central Air
Water Heater
Electric
Interior Features
Open Floorplan

Exterior & Lot

Construction
HardiPlank Type
Roof
Composition
Parking
Asphalt
Porch / Patio
Covered
View
Creek/Stream
Waterfront
Creek

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,322 / annually
Regime Fee
Yes

Financial & Terms

List Price
$314,000
Price / Sq Ft
$439
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 143 days.

  1. Price Reduced

    Jun 19, 2026

  2. Status: Active

    Feb 20, 2026

  3. Came on market

    Feb 20, 2026

  4. Listed for sale

    Feb 11, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

188 Beach Club Villa Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.6 mi

  • Bluffton

    ~23 mi

  • Hilton Head Island

    ~17.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christopher J Edenfield, eXp Realty LLC - Bluffton.

Listing data last updated June 19, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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