$400,000
19 Shelter Cove · Hilton Head Island, SC 29928
What stands out
- Water views
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Professional executive office suite available in the highly desirable WatersEdge complex at Shelter Cove. First-floor office suites in WatersEdge are rarely available, making this an exceptional opportunity to own one of Shelter Cove's most accessible and desirable professional locations. This first-floor unit offers a beautiful water view - exceptional convenience with ground-level access directly from the parking lot, eliminating the need for stairs or elevators. The thoughtfully designed floor plan features a we…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly
$2,291/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $400,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Flooring
- Carpet, Vinyl
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Central Air
Exterior & Lot
- Roof
- Tile
- View
- Water
Utilities
- Water
- Public
Community & HOA
- HOA
- Yes (fee not listed)
- Regime Fee
- Yes
Financial & Terms
- List Price
- $400,000
- Financing Accepted
- Cash, Conventional
- Zoning
- Commercial
Listing activity
On the market for 7 days.
Status: Active
Jul 4, 2026
New Listing
Jul 4, 2026
Came on market
Jul 4, 2026
Listed for sale
Jul 2, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 8 Brassie Court, Hilton Head Island, SC 299283 bd · 2,270 sqft | $1,250,000 | $551 | Jul 2026 |
| 1 Gloucester Road O2, Hilton Head Island, SC 299283 bd · 2,000 sqft | $709,000 | $355 | Jul 2026 |
| 40 Folly Field Road 2b, Hilton Head Island, SC 299282 bd · 888 sqft | $315,000 | $355 | Jul 2026 |
| 11 Big Oak, Hilton Head Island, SC 299263 bd · 2,150 sqft | $975,000 | $453 | Jul 2026 |
| 125 Heartleaf Road, Hilton Head Island, SC 299264 bd · 2,253 sqft | $650,000 | $289 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $400,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
19 Shelter Cove 105, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.7 mi
Bluffton
~8.8 mi
Hilton Head Island
~2.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elizabeth Acuff, COAST PROFESSIONALS Bk.eXp III.
Listing data last updated July 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Hilton Head Island
$484,900
$375,000
$299,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.