$399,000
19 Shelter Cove Lane · Hilton Head Island, SC 29928
1983
Built
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Professional executive office suite available in the sought-after WatersEdge complex at Shelter Cove. This beautifully remodeled second-floor end unit offers stunning waterfront views and a refined, turnkey environment. The space includes a welcoming lobby and entry area, flexible workspace, a full bathroom with a shower, a kitchen area, and three private waterfront executive offices. Every detail has been upgraded - including new sound-dampening ceiling tiles, luxury finishes, and designer furnishings. New HVAC. T…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.
Estimated all-in monthly
$2,334/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $399,000 price, 20% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,083/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Flooring
- Wood
- Heating
- Heat Pump, Central
- Cooling
- Central Air
Exterior & Lot
- Lot Size
- 0.01 acres
- Parking
- Parking Lot
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $399,000
- Annual Taxes
- $3,083
- Financing Accepted
- Cash, Conventional
- Zoning
- Commercial
Listing activity
On the market for 268 days.
Price Reduced
Jul 3, 2026
Status: Active
Nov 10, 2025
Listed for sale
Nov 10, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 5 Gumtree Road H15, Hilton Head Island, SC 299262 bd · 1,120 sqft | $274,500 | $245 | Jul 2026 |
| 13 Delta Lane, Hilton Head Island, SC 299285 bd · 7,363 sqft | $1,396,500 | $190 | Jul 2026 |
| 50 Yacht Cove Drive 220, Hilton Head Island, SC 299283 bd · 1,467 sqft | $415,500 | $283 | Jul 2026 |
| 15 Deallyon Avenue 24, Hilton Head Island, SC 299282 bd · 1,346 sqft | $550,000 | $409 | Jul 2026 |
| 21 Calibogue Cay Road 378, Hilton Head Island, SC 299282 bd · 1,999 sqft | $939,000 | $470 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
19 Shelter Cove Lane 207, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.7 mi
Bluffton
~8.8 mi
Hilton Head Island
~2.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Robert Rini, RE/MAX Island Realty Inc..
Listing data last updated July 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.