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ActivePrice ReducedMLS# 193359

$425,000

19 Shelter Cove Lane · Hilton Head Island, SC 29928

1983

Built

Office228 days on market
FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Professional executive office suite available in the sought-after WatersEdge complex at Shelter Cove. This beautifully remodeled second-floor end unit offers stunning waterfront views and a refined, turnkey environment. The space includes a welcoming lobby and entry area, flexible workspace, a full bathroom with a shower, a kitchen area, and three private waterfront executive offices. Every detail has been upgraded - including new sound-dampening ceiling tiles, luxury finishes, and designer furnishings. New HVAC. T…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($85,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$2,443/mo

Principal & Interest$2,142
Property tax (owner-occ. 4%, est.)$177
Homeowners insurance (est.)$124
Loan amount$340,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $425,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,083/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Flooring
Wood
Heating
Heat Pump, Central
Cooling
Central Air

Exterior & Lot

Lot Size
0.01 acres
Parking
Parking Lot

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$425,000
Annual Taxes
$3,083
Financing Accepted
Cash, Conventional
Zoning
Commercial

Listing activity

On the market for 228 days.

  1. Price Reduced

    Mar 31, 2026

  2. Status: Active

    Nov 10, 2025

  3. Listed for sale

    Nov 10, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

Sold homeSold price$/sqftClosed
13 Lenora Drive, Hilton Head Island, SC 299262 bd · 1,777 sqft$825,000$464Jun 2026
33 Oyster Reef Drive, Hilton Head Island, SC 299263 bd · 2,733 sqft$930,000$340Jun 2026
36 Deallyon Avenue 107, Hilton Head Island, SC 299282 bd · 1,250 sqft$415,000$332Jun 2026
40 Folly Field 131c, Hilton Head Island, SC 299281 bd · 560 sqft$250,000$446Jun 2026
625 Spanish Wells Road 12, Hilton Head Island, SC 299263 bd · 1,734 sqft$710,000$409Jun 2026

Recent closed sales of similar homes nearby (this list price is $425,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

19 Shelter Cove Lane 207, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.7 mi

  • Bluffton

    ~8.8 mi

  • Hilton Head Island

    ~2.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Robert Rini, RE/MAX Island Realty Inc..

Listing data last updated May 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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