$344,000
$379/sq ft190 Beach Club Villa Drive · Fripp Island, SC 29920
2
Beds
2
Baths
908
Sq Ft
1983
Built
What stands out
- Creek/Stream, Water views
- Outdoor living: Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
190 Beach Club Villa delivers stunning Fripp Island views and a fully renovated, turnkey interior. Enjoy coffee on the screened porch surrounded by Lowcountry beauty. Inside, all is new walls, plumbing, electrical, cabinetry, lighting, oak floors, and tiled baths. Features include a new HVAC with warranty, a 6-month-old washer/steam-dryer combo in a hall closet which now allows for shelving possibilities, a redesigned kitchen with granite counters & stainless appliances, and newly resealed bath tile. The primary su…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,154–$2,389/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $344,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,301/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 908 sq ft
- Flooring
- Tile, Wood
- Appliances
- Electric Range, Dishwasher, Disposal, Ice Maker, Cable TV/Available, Dryer, Washer
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Electric
Exterior & Lot
- Construction
- Vinyl Siding, Board & Batten Siding, Stucco
- Roof
- Other
- Porch / Patio
- Deck
- View
- Creek/Stream, Water
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $1,327.04 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $344,000
- Price / Sq Ft
- $379
- Annual Taxes
- $5,301
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 220 days.
Price Reduced
Mar 6, 2026
Status: Active
Nov 18, 2025
Listed for sale
Nov 18, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 195 Beach Club Villa Drive 195, Fripp Island, SC 299202 bd · 908 sqft | $335,000 | $369 | Apr 2026 |
| 159 Beach Club Villa Drive 159, Fripp Island, SC 299202 bd · 940 sqft | $345,000 | $367 | Feb 2026 |
| 160 Beach Club Villa Drive 160, Fripp Island, SC 299202 bd · 940 sqft | $350,000 | $372 | Oct 2025 |
| 175 Beach Club Villa, Fripp Island, SC 299202 bd · 940 sqft | $350,000 | $372 | Sep 2025 |
| 731 N Hampton Court 731, Fripp Island, SC 299202 bd · 980 sqft | $450,000 | $459 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $344,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
190 Beach Club Villa Drive 190, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.6 mi
Bluffton
~23 mi
Hilton Head Island
~17.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Christopher J Edenfield, eXp Realty LLC - Bluffton.
Listing data last updated March 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.