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ActiveMLS# 195852

$315,000

$145/sq ft

1929 Bluff Road · Columbia, SC 29201

5

Beds

5

Baths

2,166

Sq Ft

2009

Built

Single Family Residence$145/sq ft103 days on market
Trees/Woods ViewHOA Community

What stands out

  • Trees/Woods views
  • Outdoor living: Patio, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Garnet Crossing (formally The Retreat) is a student housing themed gated development featuring swimming pools, clubhouses, fitness centers and many more amenities. Located 3.4miles from USC campus, these cottages offers parents and investors opportunity to invest in the highly regarded student housing sector - a market typically only available to corporate/institutional investors. Ample parking and a shuttle that transfers residents to and from campus. Onsite management. You will not find a better student based…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($63,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$1,827/mo

Principal & Interest$1,591
Property tax (owner-occ. 4%, est.)$144
Homeowners insurance (est.)$92
Loan amount$252,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $315,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
5
Living Area
2,166 sq ft
Appliances
Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air
Water Heater
Electric

Exterior & Lot

Lot Size
0.06 acres
Construction
HardiPlank Type
Roof
Composition
Porch / Patio
Patio, Rear Porch
View
Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$315,000
Price / Sq Ft
$145
Zoning
PUD

Listing activity

On the market for 103 days.

  1. Status: Active

    Apr 19, 2026

  2. New Listing

    Apr 19, 2026

  3. Came on market

    Apr 19, 2026

  4. Listed for sale

    Apr 1, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1929 Bluff Road 146, Columbia, SC 29201

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Getting around

  • Downtown Beaufort

    ~107.2 mi

  • Bluffton

    ~119.2 mi

  • Hilton Head Island

    ~121.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Whit Suber, Home Shop-Palmetto.

Listing data last updated April 19, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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