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ActiveMLS# 195708

$1,650,000

195 Ladys Island Drive · Beaufort, SC 29907

Unimproved Land83 days on market
No HOA

What stands out

  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

Flood zone not yet confirmed

We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.

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Listing description

Discover 195 Lady's Island Drive, a rare 4-acre marshfront commercial property in Beaufort's thriving Lowcountry market. Ideally situated along a major corridor on Lady's Island--just minutes from Beaufort, Port Royal and the Sea Islands--this site offers vibrant visibility and direct access to scenic marsh vistas and coastal waterways. Lady's Island is a growing commercial and residential hub with strong local spending power and appealing lifestyle amenities, set within a community of nearly 15,000 residents with…

Your all-in monthly cost (est.)

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Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($330,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$9,486/mo

Principal & Interest$8,317
Property tax (owner-occ. 4%, est.)$688
Homeowners insurance (est.)$481
Loan amount$1,320,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,650,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,301/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
Plat in Documents

Community & HOA

HOA
None

Financial & Terms

List Price
$1,650,000
Annual Taxes
$5,301
Zoning
Residential/Commercial

Listing activity

On the market for 83 days.

  1. Status: Active

    Apr 10, 2026

  2. New Listing

    Apr 10, 2026

  3. Came on market

    Apr 10, 2026

  4. Listed for sale

    Apr 3, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

195 Ladys Island Drive, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2.1 mi

  • Bluffton

    ~16.3 mi

  • Hilton Head Island

    ~13.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Matt A Trumps, Tideland Realty Inc.

Listing data last updated April 10, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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