$240,000
$130/sq ft196 Tom Fripp Road · St. Helena Island, SC 29920
3
Beds
2.5
Baths
1,848
Sq Ft
1996
Built
What stands out
- Rural, Trees/Woods views
- Outdoor living: Deck, Porch
- No HOA
- Accepts VA financing
- 1.04-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Professional Photos coming soon! Escape to the Lowcountry in this charming 3-bedroom, 2.5-bath home on a full acre with no HOA and located in Flood Zone X (no required flood insurance). Includes a versatile ADU—perfect for guests or extended family. Enjoy open living areas, a spacious primary suite, and peaceful surroundings. The detached ADU offers its own kitchen, bathroom, and private entrance. Plenty of space for boats, RVs, or gardens. Just minutes from landings, local shopping, dining, and historic downtown B…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$1,682/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $240,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $734/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,848 sq ft
- Flooring
- Tile, Vinyl
- Appliances
- Electric Range, Refrigerator, Dryer, Washer
- Heating
- Electric
- Cooling
- Electric
Exterior & Lot
- Lot Size
- 1.04 acres
- Construction
- Vinyl Siding, Other
- Roof
- Other
- Porch / Patio
- Deck, Porch
- View
- Rural, Trees/Woods
- Exterior Features
- Storage
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $240,000
- Price / Sq Ft
- $130
- Annual Taxes
- $734
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 375 days.
Status: Active
Jan 1, 2026
Status Change
Jan 1, 2026
Came on market
Jan 1, 2026
Listed for sale
Jun 16, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 456 Bb Sams Drive, St. Helena Island, SC 299203 bd · 1,842 sqft | $390,000 | $212 | May 2026 |
| 87 Mcteer Drive, St. Helena Island, SC 299203 bd · 1,826 sqft | $800,000 | $438 | Mar 2026 |
| 97 Rose Island Road, St. Helena Island, SC 299203 bd · 1,792 sqft | $515,000 | $287 | Jun 2026 |
| 2 Shipwatch Drive, St. Helena Island, SC 299203 bd · 1,950 sqft | $635,000 | $326 | Jun 2026 |
| 809 Island Circle W, St. Helena Island, SC 299203 bd · 1,957 sqft | $739,000 | $378 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $240,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
196 Tom Fripp Road, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~7.4 mi
Bluffton
~22.1 mi
Hilton Head Island
~18.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Derek Gartlan, Real Broker LLC.
Listing data last updated March 11, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.