$324,500
$260/sq ft197 Landing Lane · Bluffton, SC 29909
2
Beds
2
Baths
1,247
Sq Ft
2005
Built
What stands out
- Waterfront — Pond, Marsh
- Neighborhood views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Patio
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone A — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Gently used as a second home, this immaculate 2-bedroom, 2-bath residence is in exceptional condition and feels nearly new. The inviting open floor plan is filled with natural light and designed for easy, low-maintenance living. The spacious kitchen flows seamlessly into the dining and living areas, creating the perfect setting for everyday comfort and entertaining.The primary suite offers a relaxing retreat with ample closet space and an en-suite bath, while the guest bedroom provides comfort and privacy for visit…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-25 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,344–$2,579/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $324,500 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,621/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,247 sq ft
- Levels
- One
- Flooring
- Carpet, Tile
- Appliances
- Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Interior Features
- Soaking Tub
Exterior & Lot
- Lot Size
- 0.07 acres
- Parking
- Garage
- Carport
- 1 space
- Porch / Patio
- Patio
- Pool
- Community
- View
- Neighborhood
- Waterfront
- Pond, Marsh
Community & HOA
- HOA
- Yes (fee not listed)
- Regime Fee
- Yes
Financial & Terms
- List Price
- $324,500
- Price / Sq Ft
- $260
- Annual Taxes
- $2,621
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 10 days.
Status: Active
Jun 29, 2026
New Listing
Jun 29, 2026
Came on market
Jun 29, 2026
Listed for sale
Jun 22, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 18 Bailey Lane, Bluffton, SC 299092 bd · 1,280 sqft | $345,000 | $270 | Jun 2026 |
| 78 Andover Place, Bluffton, SC 299092 bd · 1,305 sqft | $335,000 | $257 | Apr 2026 |
| 17 Broughton Circle, Bluffton, SC 299092 bd · 1,180 sqft | $325,000 | $275 | May 2026 |
| 244 Argent Place, Bluffton, SC 299092 bd · 1,328 sqft | $300,000 | $226 | Jun 2026 |
| 42 Biltmore Drive, Bluffton, SC 299092 bd · 1,346 sqft | $362,500 | $269 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $324,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
197 Landing Lane, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~21.7 mi
Bluffton
~8.3 mi
Hilton Head Island
~14.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Emily Kearney, Coastal R. E. Solutions II.
Listing data last updated June 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Bluffton
$279,000
$420,000
$359,900
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.