$1,195,000
$480/sq ft2 Ebb Tide Court · Harbor Island, SC 29920
4
Beds
3
Baths
2,492
Sq Ft
1997
Built
What stands out
- Waterfront — Ocean Front
- Ocean views
- Attached garage
- Outdoor living: Porch, Front Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
OCEAN VIEWS! Welcome to 2 Ebb Tide Court - ''The Crown of the Coast'' gated resort beach community of Harbor Island in Beaufort, SC: Just one row back from the ocean, this stunning beach home offers panoramic water views from nearly every room. The top floor primary suite features a private porch overlooking the ocean, a wood burning fireplace, coffee bar, large walk-in closet, and spacious bath with dual vanities. 4 bedrooms, including two primary suites with ensuite baths, there's space for everyone. Gourmet kitc…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$6,935–$7,170/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,195,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $19,584/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 2,492 sq ft
- Levels
- Two
- Flooring
- Wood
- Heating
- Central
- Cooling
- Central Air
Exterior & Lot
- Lot Size
- 0.21 acres
- Parking
- Attached, Driveway
- Porch / Patio
- Porch, Front Porch
- View
- Ocean
- Waterfront
- Ocean Front
Community & HOA
- HOA
- Yes (fee not listed)
- Regime Fee
- Yes
Financial & Terms
- List Price
- $1,195,000
- Price / Sq Ft
- $480
- Annual Taxes
- $19,584
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 139 days — and previously listed before this run (374 days across all listings).
Price Reduced
May 24, 2026
Status: Active
Feb 6, 2026
Came on market
Feb 6, 2026
Listed for sale
Jan 26, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 120 Harbor Drive N, Harbor Island, SC 299204 bd · 2,598 sqft | $1,435,000 | $552 | Apr 2026 |
| 18 Sand Dollar Court, Harbor Island, SC 299204 bd · 2,700 sqft | $1,110,000 | $411 | Mar 2026 |
| 14 Nautical Watch Way, Harbor Island, SC 299204 bd · 2,030 sqft | $755,000 | $372 | Dec 2025 |
| 158 Harbor Drive N, Harbor Island, SC 299203 bd · 2,360 sqft | $1,225,800 | $519 | Jun 2026 |
| 45 S Harbor Drive A, Harbor Island, SC 299204 bd · 1,968 sqft | $721,000 | $366 | Nov 2025 |
Recent closed sales of similar homes nearby (this list price is $1,195,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
2 Ebb Tide Court, Harbor Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.8 mi
Bluffton
~27.6 mi
Hilton Head Island
~22.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Megan Feight, Maxey Blackstream Christie's.
Listing data last updated May 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.