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ActivePrice ReducedMLS# 196989

$245,000

$355/sq ft

2 Harbor Drive · St. Helena Island, SC 29920

1

Beds

1

Baths

690

Sq Ft

1985

Built

Condominium$355/sq ft20 days on market
Beach ViewOcean ViewPoolSingle-Level LivingHOA Community

What stands out

  • Beach, Ocean, Water views
  • Single-level living
  • Private pool
  • Outdoor living: Screened Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

Flood zone not yet confirmed

We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.

Ask us to verify the flood zone

Listing description

Welcome to SC beach life on beautiful Harbor Island-a private gated community in Beaufort County. This first-floor, immaculate, well-cared-for one-bedroom condo has newer windows, a newer slider, and a newer screened porch. Enjoy lovely breezes & beautiful views of the St Helena Sound from your private screened porch. This end unit has an additional window and its own laundry room. The condo complex has its own outdoor pool in addition to the large community pool. Island amenities include 3 miles of beach perfe…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($49,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$1,411/mo

Principal & Interest$1,238
Property tax (owner-occ. 4%, est.)$102
Homeowners insurance (est.)$71
Loan amount$196,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $245,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,618/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Living Area
690 sq ft
Levels
One
Flooring
Laminate
Appliances
Electric Range, Dishwasher, Refrigerator, Ice Maker, Fire Alarm, Cable TV/Available, Dryer, Washer, Furnished
Heating
Electric, Central
Cooling
Electric, Central Air
Water Heater
Electric

Exterior & Lot

Construction
Cedar
Foundation
Elevated
Roof
Composition
Parking
Common, Parking Lot
Porch / Patio
Screened Porch
Pool
In Ground, Community, Outdoor Pool
View
Beach, Ocean, Water

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$245,000
Price / Sq Ft
$355
Annual Taxes
$3,618
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 20 days.

  1. Status: Active

    Jun 22, 2026

  2. Price Reduced

    Jun 22, 2026

  3. Listed for sale

    Jun 22, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $106,823–$235,000 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
2 Harbor Drive N L201, St. Helena Island, SC 299201 bd · 690 sqft$235,000$341May 2026
2 Harbor Drive N L103, St. Helena Island, SC 299201 bd · 714 sqft$234,000$328Sep 2025
119 Tomahawk Trail, St. Helena Island, SC 299202 bd · 810 sqft$240,000$296Dec 2025
115 Peaches Hill Circle, St. Helena Island, SC 299202 bd · 872 sqft$135,000$155Jul 2025

Recent closed sales of similar homes nearby (this list price is $245,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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Location

2 Harbor Drive N L112, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14 mi

  • Bluffton

    ~27.6 mi

  • Hilton Head Island

    ~22.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Stephanie Guess Graham, BHHS Bay Street Realty.

Listing data last updated June 26, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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