$800,000
$267/sq ft2 Lake Somerset Circle · Bluffton, SC 29909
3
Beds
2.5
Baths
2,994
Sq Ft
1996
Built
What stands out
- Trees/Woods views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Screened Porch, Patio, Covered, Rear Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Rare Monroe/Rutledge estate home in very desirable Lake Somerset neighborhood! TOTALLY REMODELED. Bright and airy with tons of natural light, extra tall ceilings, and large lush backyard on a very private lot. Many new remodeled upgrades include high-end ceramic tile flooring, tastefully remodeled kitchen with all new appliances, recently completed 4 seasons room with elegant paver flooring, newly painted plank siding, walk in showers, plantation shutters, upgraded light fixtures, HVAC replaced in 2024, extra larg…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.
Estimated all-in monthly
$5,650/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $800,000 price, 0% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,021/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,994 sq ft
- Levels
- One
- Flooring
- Carpet, Tile
- Appliances
- Microwave, Dishwasher, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Tray Ceiling(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.26 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage, Golf Cart Garage, Oversized
- Porch / Patio
- Screened Porch, Patio, Covered, Rear Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Rain Gutters, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $2,820
Financial & Terms
- List Price
- $800,000
- Price / Sq Ft
- $267
- Annual Taxes
- $3,021
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 6 days.
Status: Active
Jul 16, 2026
New Listing
Jul 16, 2026
Came on market
Jul 16, 2026
Listed for sale
Jul 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 72 Cassandra Lane, Bluffton, SC 299103 bd · 2,662 sqft | $634,000 | $238 | Jul 2026 |
| 3 Oldfield Village Road, Bluffton, SC 299093 bd · 2,526 sqft | $900,000 | $356 | Jul 2026 |
| 315 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft | $499,990 | $203 | Jul 2026 |
| 319 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft | $527,990 | $215 | Jun 2026 |
| 9319 Evan Way, Bluffton, SC 299103 bd · 2,430 sqft | $396,500 | $163 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $800,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
2 Lake Somerset Circle, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~18.8 mi
Bluffton
~6.1 mi
Hilton Head Island
~12.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Amy Friedman, The HomesFinder Realty Group.
Listing data last updated July 16, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.