$699,000
$354/sq ft20 Bermuda Pointe Circle · Hilton Head Island, SC 29926
3
Beds
2.5
Baths
1,976
Sq Ft
2000
Built
What stands out
- Trees/Woods views
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Great location! This charming British West Indies-style island cottage is nestled behind the gates of the Bermuda Pointe community, where coastal charm meets relaxed Lowcountry living. Residents enjoy access to boat slips, a community dock, and a neighborhood pool, all set within a serene waterfront setting. Light-filled and inviting, the home features a spacious great room anchored by a cozy fireplace-perfect for gathering and entertaining. The modern kitchen is complete with stainless steel appliances and granite…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$4,169/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $699,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,560/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,976 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Open Floorplan
Exterior & Lot
- Lot Size
- 0.09 acres
- Construction
- Stucco
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage, Paved
- Porch / Patio
- Deck
- Pool
- In Ground, Community
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available
Community & HOA
- HOA Fee
- $1,800 / annually
Financial & Terms
- List Price
- $699,000
- Price / Sq Ft
- $354
- Annual Taxes
- $2,560
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 72 days.
Price Reduced
Apr 30, 2026
Status: Active
Apr 15, 2026
Came on market
Apr 15, 2026
Listed for sale
Mar 20, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1 Gloucester Road 305, Hilton Head Island, SC 299283 bd · 1,961 sqft | $675,000 | $344 | May 2026 |
| 63 Shipyard Drive 1303, Hilton Head Island, SC 299283 bd · 1,896 sqft | $695,000 | $367 | Jun 2026 |
| 91 Jarvis Creek Lane, Hilton Head Island, SC 299263 bd · 1,889 sqft | $630,000 | $334 | Jun 2026 |
| 14 Wimbledon Court 704-1, Hilton Head Island, SC 299283 bd · 1,750 sqft | $59,000 | $34 | May 2026 |
| 625 Spanish Wells Road 12, Hilton Head Island, SC 299263 bd · 1,734 sqft | $710,000 | $409 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $699,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
20 Bermuda Pointe Circle, Hilton Head Island, SC 29926
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~14.9 mi
Bluffton
~6.3 mi
Hilton Head Island
~0.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elizabeth Drake, Keller Williams Realty.
Listing data last updated May 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.