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ActiveMLS# 194442

$229,000

$83/sq ft

20 Crystal Street · Seabrook, SC 29940

4

Beds

2

Baths

2,750

Sq Ft

2025

Built

Mobile Home$83/sq ft195 days on market
WaterfrontGarden ViewRural ViewSingle-Level LivingNo HOAVA-Friendly Financing

What stands out

  • Waterfront — Marsh
  • Garden, Rural, Trees/Woods, Water views
  • Single-level living
  • No HOA
  • Accepts VA financing
  • 1.39-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Nestled in the heart of the Lowcountry, this fully furnished stunning 4-bedroom home at 20 Crystal Road offers water views, privacy, and undeniable charm. A true must-see, this property delivers a peaceful coastal lifestyle with natural beauty all around. Relax, unwind, and enjoy a sweet taste of Lowcountry living in this exceptional Seabrook home

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,703–$1,938/mo

Principal & Interest$1,476
Property tax (owner-occ. 4%, est.)$95
Homeowners insurance (est.)$67
Flood ins. (required, est. range)$65$300
Loan amount$229,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $229,000 price, 0% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $501/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
2,750 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Fire Alarm, Humidifier, Cable TV/Available, Built-In Electric Oven
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Water Heater
Electric
Interior Features
Entrance Foyer, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Double Closets

Exterior & Lot

Lot Size
1.39 acres
Construction
Aluminum Siding, Vinyl Siding
Foundation
Crawl, Elevated
Roof
Tar/Gravel
Parking
Additional Parking, Lighted, Parking Lot
View
Garden, Rural, Trees/Woods, Water
Waterfront
Marsh

Utilities

Water
Private
Sewer
Septic Tank
Utilities
Water Available

Community & HOA

HOA
None

Financial & Terms

List Price
$229,000
Price / Sq Ft
$83
Annual Taxes
$501
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 195 days.

  1. Status: Active

    Aug 11, 2026

  2. Back On Market

    Aug 11, 2026

  3. Came on market

    Aug 11, 2026

  4. Listed for sale

    Jan 31, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $295,625–$1,304,348) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
243 Bull Point Drive, Seabrook, SC 299404 bd · 3,103 sqft$1,100,000$354Mar 2026
126 Bull Point Drive, Seabrook, SC 299403 bd · 2,530 sqft$1,200,000$474Apr 2026
103 Bull Point Drive, Seabrook, SC 299404 bd · 3,474 sqft$1,475,000$425Jun 2026
27 Delaney Circle, Seabrook, SC 299404 bd · 2,000 sqft$215,000$108Oct 2025
34 Huspah Court N, Seabrook, SC 299405 bd · 3,179 sqft$1,070,000$337Jun 2026

Recent closed sales of similar homes nearby (this list price is $229,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

20 Crystal Street, Seabrook, SC 29940

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~7.7 mi

  • Bluffton

    ~21.6 mi

  • Hilton Head Island

    ~21.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Alexis James, Scott Realty Professionals.

Listing data last updated August 11, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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