$5,495,000
$1135/sq ft200 Millstone Drive · St. Helena Island, SC 29920
4
Beds
3.5
Baths
4,842
Sq Ft
1948
Built
What stands out
- Waterfront — Marsh, Deep Water/Limited Access
- Meadow, Trees/Woods, Water views
- Single-level living
- Garage parking
- 2 fireplaces
- Private pool
- Outdoor living: Patio
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Commanding a private, gated peninsula of more than 29 acres, this premier waterfront estate unites absolute seclusion with uncompromised coastal luxury. Positioned to capture sweeping, southern-facing panoramas across 300 degrees of open water, the grounds exist as a tranquil sanctuary enveloped by natural splendor. Tailored specifically for the devotee of the Low Country lifestyle, the property grants immediate, effortless access to the water through a pair of deepwater docks, two covered pier heads, and a covere…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$33,293–$33,528/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $5,495,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 4,842 sq ft
- Levels
- One
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Refrigerator, Vent Exhaust Fan
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Fireplace
- 2
- Water Heater
- Electric, More Than One
- Interior Features
- Open Floorplan
Exterior & Lot
- Lot Size
- 29.81
- Construction
- Frame, Block, Stucco
- Foundation
- Slab
- Roof
- Other
- Parking
- Circular Driveway, Detached, Driveway, Garage
- Porch / Patio
- Patio
- Pool
- In Ground, Private
- View
- Meadow, Trees/Woods, Water
- Waterfront
- Marsh, Deep Water/Limited Access
- Exterior Features
- Boat Lift
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $5,495,000
- Price / Sq Ft
- $1135
- Financing Accepted
- Conventional, Cash
- Zoning
- Rural
Listing activity
On the market for 10 days.
Status: Active
Sep 22, 2026
New Listing
Sep 22, 2026
Came on market
Sep 22, 2026
Listed for sale
Sep 21, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 15 Doe Point, St. Helena Island, SC 299204 bd · 4,771 sqft | $1,390,000 | $291 | Mar 2026 |
| 227 Dataw Drive, St. Helena Island, SC 299204 bd · 3,873 sqft | $1,499,000 | $387 | Jun 2026 |
| 1324 Rowland Drive, St. Helena Island, SC 299205 bd · 4,419 sqft | $1,212,500 | $274 | Jun 2026 |
| 1413 Gleasons Landing Drive, St. Helena Island, SC 299204 bd · 3,594 sqft | $1,265,000 | $352 | Jun 2026 |
| 381 Fripp Point Road, St. Helena Island, SC 299205 bd · 4,311 sqft | $1,350,000 | $313 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $5,495,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
200 Millstone Drive, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~4.5 mi
Bluffton
~17.1 mi
Hilton Head Island
~13.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of James Ware, Tideland Realty Inc.
Listing data last updated September 25, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.