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ActivePrice ReducedMLS# 194190

$1,274,000

$601/sq ft

2021 Lafayette Street · Beaufort, SC 29902

8

Beds

6

Baths

2,120

Sq Ft

2025

Built

Single Family Residence$601/sq ft118 days on market
WaterfrontTrees/Woods ViewNo HOAVA-Friendly Financing

What stands out

  • Waterfront — Lagoon
  • Trees/Woods views
  • Outdoor living: Screened Porch, Porch
  • No HOA
  • Accepts VA financing
  • 0.74-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

This rare new-build estate offers approximately 3,660 square feet of thoughtfully designed living space across three residences, with a total of eight bedrooms and six full bathrooms on a single expansive lot, just minutes from historic downtown Beaufort and the Pigeon Point Boat Landing and Park. With close proximity to local shops, dining, and Waterfront Park, the location blends Lowcountry charm with everyday convenience. The estate includes a thoughtfully designed main residence of approximately 2,120 sq. ft.,…

Your all-in monthly cost (est.)

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Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$8,947/mo

Principal & Interest$8,044
Property tax (owner-occ. 4%, est.)$531
Homeowners insurance (est.)$372
Loan amount$1,274,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,274,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
8
Full Baths
6
Living Area
2,120 sq ft
Flooring
Vinyl
Appliances
Electric Range, Dishwasher, Refrigerator
Heating
Central
Cooling
Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.74 acres
Construction
HardiPlank Type
Foundation
Slab
Roof
Composition
Porch / Patio
Screened Porch, Porch
View
Trees/Woods
Waterfront
Lagoon

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$1,274,000
Price / Sq Ft
$601
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 118 days.

  1. Price Reduced

    Jun 30, 2026

  2. Status: Active

    Apr 30, 2026

  3. Came on market

    Apr 30, 2026

  4. Listed for sale

    Jan 16, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

2021 Lafayette Street, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.2 mi

  • Bluffton

    ~17.8 mi

  • Hilton Head Island

    ~16.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elijah L Harris, Greco Group Brokered by eXp.

Listing data last updated July 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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