$739,900
$249/sq ft21 Basin Trail Street · Beaufort, SC 29907
5
Beds
3.5
Baths
2,968
Sq Ft
2025
Built
What stands out
- Attached garage
- Fireplace
- Outdoor living: Screened Porch, Covered Patio, Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to Lowcountry living at its finest in Camilla Banks, a desirable community in Beaufort, South Carolina! This spacious 5-bedroom, 3.5-bathroom home offers nearly 3,000 square feet of versatile, light-filled living space designed for both effortless entertaining and day-to-day comfort. The expansive floor plan seamlessly connects a generous gourmet kitchen to the main living areas, making hosting a breeze, while a dedicated formal dining room adds timeless charm. Thoughtfully laid out for flexibility, the ho…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,687–$5,922/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $739,900 price, 0% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $929/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 5
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,968 sq ft
- Levels
- Two
- Flooring
- Tile, Laminate
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Built-In Gas Oven, Tankless Water Heater
- Heating
- Heat Pump
- Cooling
- Zoned
- Fireplace
- 1
- Water Heater
- Tankless
Exterior & Lot
- Lot Size
- 0.15 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Attached, Garage
- Porch / Patio
- Screened Porch, Covered Patio, Porch
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $160 / monthly
Financial & Terms
- List Price
- $739,900
- Price / Sq Ft
- $249
- Annual Taxes
- $929
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 7 days.
Status: Active
Sep 24, 2026
New Listing
Sep 24, 2026
Came on market
Sep 24, 2026
Listed for sale
Sep 17, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 138 Thistle Lane, Beaufort, SC 299075 bd · 2,955 sqft | $547,900 | $185 | Sep 2026 |
| 106 Thistle Lane, Beaufort, SC 299075 bd · 2,940 sqft | $549,900 | $187 | Sep 2026 |
| 161 Thistle Lane, Beaufort, SC 299075 bd · 2,495 sqft | $497,000 | $199 | Aug 2026 |
| 4 Broomfield Lane, Beaufort, SC 299074 bd · 3,054 sqft | $1,462,500 | $479 | Aug 2026 |
| 110 Green Winged Teal Drive N, Beaufort, SC 299074 bd · 2,881 sqft | $950,000 | $330 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $739,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
21 Basin Trail Street, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~1.9 mi
Bluffton
~17.9 mi
Hilton Head Island
~15.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Brenda Lanier, Greco Group Brokered by eXp.
Listing data last updated September 25, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.