$409,000
$545/sq ft21 Lagoon Road · Hilton Head Island, SC 29928
2
Beds
2
Baths
750
Sq Ft
1973
Built
What stands out
- Neighborhood views
- Single-level living
- Private pool
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Excellent opportunity to own a turnkey investment property in one of Hilton Head Island's most sought-after vacation destinations. This first-floor, 2-bedroom, 2-bath villa is ideally positioned in South Forest Beach, just a short walk to Coligny Beach and Coligny Plaza, where guests can enjoy some of the island's best shopping, dining, entertainment, and beach access. The desirable first-floor location is a major advantage for both owners and vacation renters, offering easy access without the hassle of stairs and…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,408–$2,643/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $409,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,869/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 750 sq ft
- Levels
- One
- Flooring
- Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Furnished
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Central Air
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Construction
- Other
- Parking
- Unassigned
- Pool
- Community
- View
- Neighborhood
Utilities
- Water
- Public
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $409,000
- Price / Sq Ft
- $545
- Annual Taxes
- $1,869
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 28 days.
Price Reduced
Jun 29, 2026
Status: Active
Jun 12, 2026
Came on market
Jun 12, 2026
Listed for sale
Jun 5, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 663 William Hilton Parkway 4413, Hilton Head Island, SC 299282 bd · 831 sqft | $252,500 | $304 | May 2026 |
| 663 William Hilton Parkway 3317, Hilton Head Island, SC 299282 bd · 831 sqft | $240,000 | $289 | Feb 2026 |
| 663 William Hilton Parkway 3423, Hilton Head Island, SC 299282 bd · 831 sqft | $240,000 | $289 | Feb 2026 |
| 663 William Hilton Parkway 4327, Hilton Head Island, SC 299282 bd · 831 sqft | $235,000 | $283 | Nov 2025 |
| 663 William Hilton Parkway 2126, Hilton Head Island, SC 299282 bd · 843 sqft | $275,000 | $326 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $409,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
21 Lagoon Road B1, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.3 mi
Bluffton
~9.1 mi
Hilton Head Island
~4.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Bailey Patterson, William Raveis - Carolina LLC.
Listing data last updated June 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.