$399,000
$532/sq ft21 Lagoon Road · Hilton Head Island, SC 29928
2
Beds
1
Baths
750
Sq Ft
1975
Built
What stands out
- Pool, Trees/Woods views
- Single-level living
- Private pool
- Outdoor living: Covered Patio, Covered
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to a completely renovated and truly exceptional villa and investment opportunity on Hilton Head Island. This stunning 2-bedroom, 1-bath villa has been thoughtfully updated throughout, offering a fresh, coastal aesthetic with a comfortable and functional layout. The spacious interior features two generously sized bedrooms, a beautifully renovated bathroom, an inviting eat-in kitchen, and an open living space perfect for relaxing after a day at the beach. Step outside onto the private balcony and enjoy peacef…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,420–$2,655/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $399,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,156/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 1
- Living Area
- 750 sq ft
- Levels
- One
- Flooring
- Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Furnished
- Heating
- Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s), Open Floorplan, Smart Thermostat
Exterior & Lot
- Construction
- Other
- Roof
- Composition
- Parking
- Unassigned
- Porch / Patio
- Covered Patio, Covered
- Pool
- Community
- View
- Pool, Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $399,000
- Price / Sq Ft
- $532
- Annual Taxes
- $4,156
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 9 days.
Status: Active
Sep 9, 2026
New Listing
Sep 9, 2026
Listed for sale
Sep 9, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 45 Folly Field Road 5a, Hilton Head Island, SC 299282 bd · 757 sqft | $319,500 | $422 | Jul 2026 |
| 663 William Hilton Parkway 4413, Hilton Head Island, SC 299282 bd · 831 sqft | $252,500 | $304 | May 2026 |
| 663 William Hilton Parkway 3317, Hilton Head Island, SC 299282 bd · 831 sqft | $240,000 | $289 | Feb 2026 |
| 663 William Hilton Parkway 2126, Hilton Head Island, SC 299282 bd · 843 sqft | $275,000 | $326 | Apr 2026 |
| 663 William Hilton Parkway 1201, Hilton Head Island, SC 299282 bd · 843 sqft | $370,000 | $439 | Feb 2026 |
Recent closed sales of similar homes nearby (this list price is $399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
21 Lagoon Road A3c, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.3 mi
Bluffton
~9.1 mi
Hilton Head Island
~4.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Chaz Holden, RE/MAX Island Realty Inc..
Listing data last updated September 9, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.