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ActiveMLS# 197014

$399,000

$299/sq ft

21 Pine Forest Drive · Bluffton, SC 29910

3

Beds

2.5

Baths

1,336

Sq Ft

2018

Built

Single Family Residence$299/sq ft38 days on market
Neighborhood ViewPoolGarageFenced YardHOA Community

What stands out

  • Neighborhood views
  • Garage parking
  • Private pool
  • Outdoor living: Patio, Front Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

What to know about this home

  • At $299/sqft, this home appears within the range of recent comparable sales ($201–$312/sqft), though the lower end of those comps suggests some room to negotiate.
  • At 1,336 sqft on a 0.1-acre lot, the home is compact and the yard is small — worth seeing in person if outdoor space matters to you.
  • Built in 2018, so it's relatively newer construction, which typically means fewer immediate maintenance surprises, though an inspection is still worthwhile.
  • FEMA Zone X means minimal flood risk and no federally required flood insurance, which keeps insurance costs lower than much of the Lowcountry.
  • The current owner's tax bill is $5,735/yr, but if you use it as a primary residence, the estimated owner-occupant rate drops to around $1,995/yr — that's a meaningful difference worth factoring into your budget.
  • Military buyers: straight-line distances put Parris Island at about 12 miles and MCAS Beaufort at about 18 miles; actual drive times will vary, so worth a test commute before committing.

An honest read generated from this listing's own data (price, flood zone, history, estimates) — not marketing copy. Dollar figures are estimates. Anything not in the data, we verify with you.

Listing description

Step into a move-in ready home where modern upgrades meet effortless living. This beautiful home offers a bright, airy aesthetic, and an open floor plan designed for both comfort and style. The heart of the home is the large living room with shiplap finishes and an updated kitchen featuring granite countertops, and custom tile backsplash. Enjoy the ultimate convenience of a first-floor primary suite, providing a private retreat with an ensuite bathroom and access to the backyard. The backyard is perfect for year-ro…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($79,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$2,294/mo

Principal & Interest$2,011
Property tax (owner-occ. 4%, est.)$166
Homeowners insurance (est.)$116
Loan amount$319,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $399,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,735/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,336 sq ft
Levels
Two
Flooring
Carpet, Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Central
Cooling
Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.1 acres
Construction
Vinyl Siding
Parking
Driveway, Garage
Porch / Patio
Patio, Front Porch
Fencing
Full
Pool
In Ground, Community, Outdoor Pool
View
Neighborhood

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$399,000
Price / Sq Ft
$299
Annual Taxes
$5,735
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 38 days.

  1. Status: Active

    Jun 24, 2026

  2. New Listing

    Jun 24, 2026

  3. Came on market

    Jun 24, 2026

  4. Listed for sale

    May 18, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $268,935–$417,180).
Sold homeSold price$/sqftClosed
5 W Morningside Drive, Bluffton, SC 299103 bd · 1,250 sqft$355,000$284May 2026
3 Ironwood Circle, Bluffton, SC 299103 bd · 1,540 sqft$310,000$201May 2026
244 Argent Place, Bluffton, SC 299092 bd · 1,328 sqft$300,000$226Jun 2026
42 Biltmore Drive, Bluffton, SC 299092 bd · 1,346 sqft$362,500$269Jun 2026
60 Honey Locust Avenue, Bluffton, SC 299103 bd · 1,566 sqft$489,000$312May 2026

Recent closed sales of similar homes nearby (this list price is $399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

21 Pine Forest Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17 mi

  • Bluffton

    ~1.2 mi

  • Hilton Head Island

    ~5.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jamie Franklin, Engel & Volkers.

Listing data last updated June 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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