1 / 37
ActivePrice ReducedMLS# 189623

$79,999

220 De La Gaye Point · Beaufort, SC 29902

Resident S/D Lot452 days on market
HOA Community
FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Discover the perfect setting for your Lowcountry dream home in the exclusive gated community of Islands of Beaufort. This .40-acre homesite offers an unobstructed view of the breathtaking marshes, situated just across from the bridge to Deer Island. Imagine relaxing on your front porch, enjoying the coastal breeze and serene surroundings. Islands of Beaufort provides exceptional amenities, including a clubhouse, swimming pool, fitness center, basketball court, playground, tennis and pickleball courts, as well as…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($16,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$688/mo

Principal & Interest$403
Property tax (owner-occ. 4%, est.)$33
Homeowners insurance (est.)$23
HOA dues$228
Loan amount$63,999
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $79,999 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $578/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
17,424

Utilities

Water
Public

Community & HOA

HOA Fee
$2,734 / annually

Financial & Terms

List Price
$79,999
Annual Taxes
$578
Financing Accepted
Cash, Conventional
Zoning
PUD

Listing activity

On the market for 452 days.

  1. Price Reduced

    May 28, 2026

  2. Status: Active

    Mar 2, 2026

  3. Came on market

    Mar 2, 2026

  4. Listed for sale

    Mar 26, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

220 De La Gaye Point, Beaufort, SC 29902

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~3.1 mi

  • Bluffton

    ~14.5 mi

  • Hilton Head Island

    ~13.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Annie Powell, Keller Williams.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save