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ActiveMLS# 198583

$950,000

$875/sq ft

226 Sea Pines Drive · Hilton Head Island, SC 29928

2

Beds

2

Baths

1,086

Sq Ft

1972

Built

Condominium$875/sq ft64 days on market
WaterfrontTrees/Woods ViewPond ViewPoolSingle-Level LivingHOA Community

What stands out

  • Waterfront — Lagoon
  • Trees/Woods, Pond views
  • Single-level living
  • Private pool
  • Outdoor living: Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Rare opportunity in Sea Pines Resort! This beautifully located 2-bedroom, 2-bath, single-level Lagoon Villa at 226 S Sea Pines Dr #1588 puts you less than 1/4 mile from the beach and just steps from the popular South Beach Marina Village on Hilton Head Island. Enjoy an unbeatable location near South Beach Marina, Harbour Town, dining, shopping, entertainment, bike trails, and the Atlantic Ocean-all within the world-renowned Sea Pines Resort. The villa features brand-new impact-rated windows and doors, vaulted ceili…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($190,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,000–$6,235/mo

Principal & Interest$5,262
Property tax (owner-occ. 4%, est.)$396
Homeowners insurance (est.)$277
Flood ins. (required, est. range)$65–$300
Loan amount$760,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $950,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,616/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,086 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer
Heating
Electric, Heat Pump, Central
Cooling
Heat Pump, Central Air
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Walk-In Closet(s)

Exterior & Lot

Construction
Stucco
Foundation
Elevated
Roof
Composition
Parking
Assigned, Unassigned
Porch / Patio
Front Porch
Pool
Community
View
Trees/Woods, Pond
Waterfront
Lagoon

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$950,000
Price / Sq Ft
$875
Annual Taxes
$2,616
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 64 days.

  1. Status: Active

    Oct 9, 2026

  2. New Listing

    Oct 9, 2026

  3. Came on market

    Oct 9, 2026

  4. Listed for sale

    Aug 8, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $218,170–$461,909 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
5 Gumtree Road K-16, Hilton Head Island, SC 299262 bd · 1,080 sqft$287,500$266Sep 2026
32 S Forest Beach Drive 70, Hilton Head Island, SC 299282 bd · 1,064 sqft$410,000$385Aug 2026
17 Lagoon Road 24, Hilton Head Island, SC 299282 bd · 1,058 sqft$450,000$425Aug 2026
5 Gum Tree Road I19, Hilton Head Island, SC 299262 bd · 1,120 sqft$225,000$201Aug 2026
5 Gumtree Road H15, Hilton Head Island, SC 299262 bd · 1,120 sqft$274,500$245Jul 2026

Recent closed sales of similar homes nearby (this list price is $950,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

226 S Sea Pines Drive 1588, Hilton Head Island, SC 29928

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~23.7 mi

  • Bluffton

    ~8.6 mi

  • Hilton Head Island

    ~8.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Sara Huiss, Charter One Realty.

Listing data last updated October 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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