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ActivePrice ReducedMLS# 193790

$1,025,000

$309/sq ft

227 Hampton Lake Drive · Bluffton, SC 29910

4

Beds

4.5

Baths

3,314

Sq Ft

2012

Built

Single Family Residence$309/sq ft188 days on market
WaterfrontTrees/Woods ViewSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Lake
  • Trees/Woods views
  • Single-level living
  • Fireplace
  • Outdoor living: Screened Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Located on a private wooded lot in the prestigious Estates section of Hampton Lake, this meticulously maintained custom home offers refined Lowcountry living with superior craftsmanship and thoughtful upgrades. Featuring 4 bedrooms, 4 ensuite baths, a dedicated home office, and 3,314 sq ft, the layout provides ideal separation for family and guests while balancing open living and quiet retreats. Eastern exposure fills the home with natural morning light, and the fenced backyard offers privacy framed by mature trees…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($205,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$6,301/mo

Principal & Interest$5,167
Property tax (owner-occ. 4%, est.)$427
Homeowners insurance (est.)$299
HOA dues$408
Loan amount$820,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,025,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $6,204/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Half Baths
1
Living Area
3,314 sq ft
Levels
Two, One and One Half
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Dryer, Washer, Attic Fan
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric

Exterior & Lot

Lot Size
0.28 acres
Construction
Stucco
Foundation
Slab
Roof
Other
Carport
2 spaces
Porch / Patio
Screened Porch
View
Trees/Woods
Waterfront
Lake
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$4,898 / annually

Financial & Terms

List Price
$1,025,000
Price / Sq Ft
$309
Annual Taxes
$6,204
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 188 days.

  1. Price Reduced

    May 21, 2026

  2. Status: Active

    Dec 19, 2025

  3. Came on market

    Dec 19, 2025

  4. Listed for sale

    Dec 17, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $810,734–$1,401,026).
Sold homeSold price$/sqftClosed
103 Bainbridge Way, Bluffton, SC 299104 bd · 3,311 sqft$810,000$245Jun 2026
4 Crosstide Lane, Bluffton, SC 299104 bd · 3,278 sqft$900,000$275Jun 2026
10 Dory Court, Bluffton, SC 299094 bd · 3,200 sqft$940,000$294Jun 2026
18 Belfair Point Drive, Bluffton, SC 299104 bd · 3,176 sqft$1,110,000$349Jun 2026
50 Lancaster Boulevard, Bluffton, SC 299094 bd · 3,761 sqft$1,590,000$423Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,025,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

227 Hampton Lake Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.9 mi

  • Bluffton

    ~4.3 mi

  • Hilton Head Island

    ~10.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Thomas M Kersey, Coldwell Banker Access Realty.

Listing data last updated May 21, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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