$499,900
$272/sq ft228 White Oaks Circle · Bluffton, SC 29910
3
Beds
2
Baths
1,836
Sq Ft
1986
Built
What stands out
- Golf Course views
- Single-level living
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Patio, Front Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
3BR/2BA, 2-car garage on a spacious .41-acre homesite with peaceful golf course view. Multiple sliding glass doors and large windows fill the home with natural light while showcasing the wooded setting and fairway beyond. The fully fenced backyard and patio create a private space for relaxing, pets or outdoor entertaining. Major improvements include new roof in 2020 and high-impact vinyl windows installed in 2014. The functional layout features a bright living room, dining area, eat-in kitchen and a primary suite w…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.
Estimated all-in monthly
$3,971/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $499,900 price, 20% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,517/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,836 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Laminate
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s)
Exterior & Lot
- Lot Size
- 0.41 acres
- Construction
- Other
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Patio, Front Porch
- Fencing
- Full
- Pool
- Community
- View
- Golf Course
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $3,150 / quarterly
Financial & Terms
- List Price
- $499,900
- Price / Sq Ft
- $272
- Annual Taxes
- $1,517
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 25 days.
Status: Active
Aug 2, 2026
New Listing
Aug 2, 2026
Came on market
Aug 2, 2026
Listed for sale
Jul 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 6 Tanners Crossing, Bluffton, SC 299103 bd · 1,996 sqft | $365,000 | $183 | Aug 2026 |
| 83 Padgett Drive, Bluffton, SC 299093 bd · 1,637 sqft | $285,700 | $175 | Jul 2026 |
| 14 Dustin Loop, Bluffton, SC 299104 bd · 1,860 sqft | $620,000 | $333 | Aug 2026 |
| 211 Pinnacle Shores Drive, Bluffton, SC 299092 bd · 1,863 sqft | $575,000 | $309 | Aug 2026 |
| 16 Moon Beam Court, Bluffton, SC 299103 bd · 1,540 sqft | $288,000 | $187 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $499,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
228 White Oaks Circle, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.4 mi
Bluffton
~3.5 mi
Hilton Head Island
~9.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Chris S. Henke, Howard Hanna Allen Tate Lowcou.
Listing data last updated August 14, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.