$499,900
$279/sq ft23 Colony Gardens Road · Beaufort, SC 29907
3
Beds
2
Baths
1,790
Sq Ft
1981
Built
What stands out
- Waterfront — River Front, Marsh, Tidal Creek
- River, Water views
- Single-level living
- Fireplace
- Outdoor living: Deck, Front Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Experience Lowcountry waterfront living in this desirable one-level Lady's Island condo offering captivating Beaufort River and Factory Creek views. This light-filled 1,790 sq. ft. residence features soaring ceilings, skylights, a wood-burning fireplace, spacious living room, Carolina Room, and expansive rear deck overlooking the serene marsh. Enjoy the unique opportunity to kayak directly from your backyard and explore the surrounding waterways. The kitchen features all-new appliances for added convenience. A flex…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,628–$3,863/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $499,900 price, 0% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,528/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,790 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Fireplace Screen, Cable TV/Available, Dryer, Washer
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan, Vaulted Ceiling(s), Master Downstairs
Exterior & Lot
- Construction
- Frame, HardiPlank Type, Block
- Foundation
- Raised
- Roof
- Composition
- Parking
- Driveway, Paved
- Porch / Patio
- Deck, Front Porch
- View
- River, Water
- Waterfront
- River Front, Marsh, Tidal Creek
- Exterior Features
- Thermo-Panes, Storage, Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $499,900
- Price / Sq Ft
- $279
- Annual Taxes
- $1,528
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 76 days.
Price Reduced
Aug 10, 2026
Status: Active
Jun 8, 2026
Came on market
Jun 8, 2026
Listed for sale
Apr 27, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 6 Tug Boat Lane, Beaufort, SC 299073 bd · 1,720 sqft | $507,000 | $295 | Aug 2026 |
| 88 Wintergreen Drive, Beaufort, SC 299063 bd · 1,690 sqft | $360,000 | $213 | Aug 2026 |
| 2228 Plantation Drive, Beaufort, SC 299023 bd · 1,684 sqft | $350,000 | $208 | Aug 2026 |
| 62 Westminster Place, Beaufort, SC 299073 bd · 1,663 sqft | $335,000 | $201 | Aug 2026 |
| 63 Adams Circle, Beaufort, SC 299023 bd · 1,932 sqft | $1,090,000 | $564 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $499,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
23 Colony Gardens Road A, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.
Getting around
Downtown Beaufort
~1.2 mi
Bluffton
~18.7 mi
Hilton Head Island
~16.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Terrance Green, The HomesFinder Realty Group.
Listing data last updated August 10, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.