$430,000
$190/sq ft23 Swamp White Oak Drive · Bluffton, SC 29910
4
Beds
3
Baths
2,260
Sq Ft
2017
Built
What stands out
- Waterfront — Lagoon
- Trees/Woods, Pond, Water views
- Fireplace
- Outdoor living: Screened Porch, Patio, Covered Patio, Porch, Covered, Front Porch, Rear Porch
- Fenced yard
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 23 Swamp White Oak Drive in The Meadows at New Riverside, where Lowcountry living meets Southern charm. Built in 2017 and beautifully maintained, this four-bedroom, three-bath home features the desirable Beaufort floor plan with a flexible downstairs bedroom and full bath. The open kitchen flows into the dining and living spaces, creating an inviting setting for everyday living and entertaining. An expansive screened-in porch leads to a paver patio and beautifully landscaped, fully fenced backyard overlo…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.
Estimated all-in monthly
$3,329/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $430,000 price, 0% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,142/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 2,260 sq ft
- Levels
- Two
- Flooring
- Carpet, Luxury Vinyl
- Heating
- Electric, Heat Pump
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s), Smart Camera(s)/Recording, Entrance Foyer, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.17 acres
- Construction
- Vinyl Siding
- Foundation
- Slab
- Porch / Patio
- Screened Porch, Patio, Covered Patio, Porch, Covered, Front Porch, Rear Porch
- Fencing
- Full
- View
- Trees/Woods, Pond, Water
- Waterfront
- Lagoon
Community & HOA
- HOA Fee
- $987 / annually
Financial & Terms
- List Price
- $430,000
- Price / Sq Ft
- $190
- Annual Taxes
- $2,142
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 1 day.
Status: Active
Oct 7, 2026
New Listing
Oct 7, 2026
Came on market
Oct 7, 2026
Listed for sale
Oct 6, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 21 Mainland Lakes Drive, Bluffton, SC 299104 bd · 2,175 sqft | $465,000 | $214 | Sep 2026 |
| 68 Parkside Drive, Bluffton, SC 299104 bd · 2,478 sqft | $665,000 | $268 | Sep 2026 |
| 33 Driftwood Court W, Bluffton, SC 299104 bd · 2,541 sqft | $940,000 | $370 | Sep 2026 |
| 27 Ferebee Court, Bluffton, SC 299104 bd · 2,682 sqft | $715,000 | $267 | Oct 2026 |
| 110 Great Heron Way, Bluffton, SC 299093 bd · 2,360 sqft | $879,000 | $372 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $430,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
23 Swamp White Oak Drive, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~22.6 mi
Bluffton
~6.7 mi
Hilton Head Island
~13 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Mackenzie Morris, Realty One Group - Lowcountry.
Listing data last updated October 7, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.