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ActiveMLS# 196619

$975,000

$559/sq ft

23 Veranda Beach Drive · Fripp Island, SC 29920

3

Beds

3

Baths

1,744

Sq Ft

1996

Built

Single Family Residence$559/sq ft44 days on market
Pool ViewOcean ViewGarageHOA CommunityVA-Friendly Financing

What stands out

  • Pool, Ocean views
  • Garage parking
  • Outdoor living: Screened Porch, Front Porch, Rear Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Wake up to breathtaking ocean views and end each day with spectacular Lowcountry sunsets from this beautifully updated coastal retreat at 23 Veranda Beach. Perfectly positioned to capture panoramic water vistas, this fully furnished, turn-key home offers the ideal blend of comfort, style, and island living. Featuring 3 bedrooms and 3 bathrooms, the home boasts an open-concept living and dining area designed for gathering with family and friends. The updated kitchen showcases modern finishes and functionality, wh…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$7,028–$7,263/mo

Principal & Interest$6,156
Property tax (owner-occ. 4%, est.)$406
Homeowners insurance (est.)$284
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$975,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $975,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $6,813/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
1,744 sq ft
Levels
Two
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Furnished
Heating
Central
Cooling
Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Double Vanity, Open Floorplan, Soaking Tub, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.08 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Driveway, Garage Faces Front
Porch / Patio
Screened Porch, Front Porch, Rear Porch
View
Pool, Ocean

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,388 / annually
Regime Fee
Yes

Financial & Terms

List Price
$975,000
Price / Sq Ft
$559
Annual Taxes
$6,813
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
PUD

Listing activity

On the market for 44 days.

  1. Status: Active

    May 30, 2026

  2. New Listing

    May 30, 2026

  3. Came on market

    May 30, 2026

  4. Listed for sale

    May 29, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $526,390–$861,919 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
703 Skipjack Road, Fripp Island, SC 299203 bd · 1,730 sqft$855,000$494Jun 2026
603 Newhaven Court, Fripp Island, SC 299203 bd · 1,796 sqft$562,500$313Mar 2026
657 Newhaven Court, Fripp Island, SC 299203 bd · 1,640 sqft$495,000$302Jul 2026
262 Deer Run Lane, Fripp Island, SC 299203 bd · 1,630 sqft$680,500$417Jun 2026
633 Newhaven Court, Fripp Island, SC 299203 bd · 1,622 sqft$602,500$371Jun 2026

Recent closed sales of similar homes nearby (this list price is $975,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

23 Veranda Beach Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.9 mi

  • Bluffton

    ~21.5 mi

  • Hilton Head Island

    ~16 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heather Fortson, Fripp Island Real Estate Co.

Listing data last updated June 17, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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