1 / 56
ActiveMLS# 195817

$689,000

$319/sq ft

231 Locust Fence Road · St. Helena Island, SC 29920

4

Beds

3

Baths

2,158

Sq Ft

2019

Built

Single Family Residence$319/sq ft87 days on market
Golf Course ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Golf Course views
  • Single-level living
  • Attached garage
  • Fireplace
  • Private pool
  • Outdoor living: Patio, Porch, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Step into a residence that feels like a designer model from the moment you arrive. This stunning home at 231 Locust Fence Road combines meticulous upgrades, bright & open interior and panoramic views of the fairway & green of Morgan River #7. The interior is defined by a sense of grandeur, with rich wood floors flowing throughout the entire home, complemented by extensive, beautiful moldings and elegant tray ceilings that add a sophisticated touch.The heart of the home is a gourmet kitchen designed for both functio…

Virtual Tour

Virtual Tour availableOpen the tour in a new tab

Use your mouse or touch to navigate. Click fullscreen for the best experience.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($137,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$4,310/mo

Principal & Interest$3,480
Property tax (owner-occ. 4%, est.)$287
Homeowners insurance (est.)$201
HOA dues$342
Loan amount$551,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $689,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
2,158 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Fire Alarm, Auto/Gar/Opener, Cable TV/Available
Heating
Heat Pump, Propane Leased, Central
Cooling
Electric, Heat Pump
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Crown Molding, Open Floorplan, Pantry, Tray Ceiling(s), Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
72x100x60x100
Construction
HardiPlank Type
Foundation
Slab
Roof
Composition
Parking
Attached, Driveway
Porch / Patio
Patio, Porch, Front Porch
Pool
Community
View
Golf Course
Exterior Features
Thermo-Panes, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,026.75 / quarterly

Financial & Terms

List Price
$689,000
Price / Sq Ft
$319
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 87 days.

  1. Status: Active

    Apr 17, 2026

  2. New Listing

    Apr 17, 2026

  3. Listed for sale

    Apr 17, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $268,226–$687,090).
Sold homeSold price$/sqftClosed
660 S Reeve Road, St. Helena Island, SC 299204 bd · 2,152 sqft$653,000$303Jun 2026
480 Bb Sams Drive, St. Helena Island, SC 299204 bd · 2,164 sqft$689,000$318May 2026
47 Avenue Of Oaks, St. Helena Island, SC 299204 bd · 2,177 sqft$537,000$247Mar 2026
10 Harris Lane, St. Helena Island, SC 299204 bd · 2,301 sqft$286,000$124Mar 2026
347 Westbrook Road, St. Helena Island, SC 299204 bd · 2,404 sqft$675,000$281Jun 2026

Recent closed sales of similar homes nearby (this list price is $689,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

231 Locust Fence Road, St. Helena Island, SC 29920

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.3 mi

  • Bluffton

    ~21.7 mi

  • Hilton Head Island

    ~18.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Dorothy North, ERA Wilder Realty, INC.

Listing data last updated June 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in St. Helena Island

View all St. Helena Island listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save