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ActivePrice ReducedMLS# 196046

$724,900

$540/sq ft

239 Deerfield Court · Fripp Island, SC 29920

3

Beds

2

Baths

1,342

Sq Ft

1983

Built

Single Family Residence$540/sq ft77 days on market
WaterfrontLake ViewSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Lake, Lagoon
  • Lake views
  • Single-level living
  • Fireplace
  • Outdoor living: Deck, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Turnkey lagoon retreat in Deer Lake! Warm inviting, beautifully maintained 3BR/2BA home sold fully furnished. Stylish updates in 2024 include new modern water closets, floating vanities, plumbing & light fixtures, fresh int/ext paint, new ceiling fans & hardware. Features wood & tile floors, 16' ceiling w/wood accents as you enter the home & stunning floor-to-ceiling fireplace. Oversized baseboard & casing. New appliances in '24. Enjoy a new composite deck overlooking lagoon, paver walkway & golf cart pad, plus a…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($144,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,355–$4,590/mo

Principal & Interest$3,662
Property tax (owner-occ. 4%, est.)$302
Homeowners insurance (est.)$211
HOA dues$115
Flood ins. (required, est. range)$65$300
Loan amount$579,920
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $724,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,342 sq ft
Levels
One
Flooring
Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Furnished, Tankless Water Heater
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), High Ceilings, Smart Thermostat, Master Downstairs

Exterior & Lot

Lot Size
0.13 acres
Construction
Lap Siding, Cedar
Foundation
Crawl
Roof
Composition
Parking
Asphalt, Assigned
Porch / Patio
Deck, Front Porch
View
Lake
Waterfront
Lake, Lagoon
Exterior Features
Outdoor Grill

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,381.76 / annually
Regime Fee
Yes

Financial & Terms

List Price
$724,900
Price / Sq Ft
$540
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 77 days.

  1. Price Reduced

    Jul 3, 2026

  2. Status: Active

    Apr 29, 2026

  3. Came on market

    Apr 29, 2026

  4. Listed for sale

    Apr 28, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $382,484–$651,466 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
34 Davis Love Drive, Fripp Island, SC 299203 bd · 1,374 sqft$667,000$485Feb 2026
7 High Dunes, Fripp Island, SC 299203 bd · 1,421 sqft$405,000$285Jun 2026
3 High Dunes, Fripp Island, SC 299203 bd · 1,421 sqft$460,000$324May 2026
829 Bonito Drive, Fripp Island, SC 299203 bd · 1,428 sqft$519,000$363May 2026
604 Newhaven Court, Fripp Island, SC 299203 bd · 1,474 sqft$465,000$315Mar 2026

Recent closed sales of similar homes nearby (this list price is $724,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

239 Deerfield Court, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.8 mi

  • Bluffton

    ~23.8 mi

  • Hilton Head Island

    ~18.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Sandra White, The HomesFinder Realty Group.

Listing data last updated July 6, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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