$515,000
$215/sq ft240 Raines Way · Okatie, SC 29909
3
Beds
2.5
Baths
2,394
Sq Ft
2024
Built
What stands out
- Waterfront — River Front, Marsh
- Neighborhood views
- Private pool
- Outdoor living: Screened Porch, Covered, Front Porch, Rear Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 240 Raines Way in the gated waterfront community of Malind Bluff! This beautiful Hartwell model is filled with thoughtful upgrades, including paid-off solar panels and a whole-home water filtration system. The Hartwell boasts a first-floor owner's suite, home office, powder room, and laundry all on the main level. Upstairs, enjoy a HUGE loft, two spacious guest suites, and a dual vanity bathroom--ideal for family or guests. Step outside to your dreamy fenced-in backyard oasis, complete with a firepit…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.
Estimated all-in monthly
$2,991/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $515,000 price, 20% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,534/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,394 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Luxury Vinyl
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Electric, Solar, Central
- Cooling
- Electric, Solar, Central Air
- Interior Features
- Ceiling Fan(s), Pantry, Smart Thermostat, Master Downstairs
Exterior & Lot
- Lot Size
- 0.15 acres
- Construction
- Vinyl Siding
- Foundation
- Slab
- Porch / Patio
- Screened Porch, Covered, Front Porch, Rear Porch
- Fencing
- Full
- Pool
- Community
- View
- Neighborhood
- Waterfront
- River Front, Marsh
- Exterior Features
- Rain Gutters, Hot Tub, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $515,000
- Price / Sq Ft
- $215
- Annual Taxes
- $2,534
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 3 days.
Status: Active
Jul 23, 2026
New Listing
Jul 23, 2026
Listed for sale
Jul 23, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 67 Osprey Circle, Okatie, SC 299093 bd · 2,406 sqft | $1,050,000 | $436 | May 2026 |
| 70 Fern Leaf Lane, Okatie, SC 299093 bd · 2,437 sqft | $765,000 | $314 | Mar 2026 |
| 416 Freshwater Lane, Okatie, SC 299093 bd · 2,443 sqft | $688,000 | $282 | Apr 2026 |
| 1163 Serenity Point Drive, Okatie, SC 299093 bd · 2,289 sqft | $561,000 | $245 | Mar 2026 |
| 181 Palmdale Lane, Okatie, SC 299093 bd · 2,264 sqft | $700,000 | $309 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $515,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
240 Raines Way, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.6 mi
Bluffton
~7.1 mi
Hilton Head Island
~12.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Nevada Ange, Engel & Volkers.
Listing data last updated July 23, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.