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ActiveMLS# 197800

$799,000

$321/sq ft

2500 Stratford Lane · Beaufort, SC 29902

4

Beds

2.5

Baths

2,486

Sq Ft

1994

Built

Single Family Residence$321/sq ft5 days on market
WaterfrontGarden ViewTrees/Woods ViewGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Creek, Deep Water (Three Ft Min)
  • Garden, Trees/Woods views
  • Attached garage
  • Fireplace
  • Outdoor living: Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 2500 Stratford Lane, a charming brick home situated on a spacious corner lot in the desirable Cottage Farm community. Offering approximately 2,486 square feet of thoughtfully designed living space, this inviting home features three bedrooms plus a finished bonus room over the garage that offers exceptional flexibility as a fourth bedroom, home office, media room, craft room, or guest retreat. The home has also been thoughtfully updated throughout, including updated landscaping, adding modern comfort and…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.

Estimated all-in monthly

$5,722/mo

Principal & Interest$5,129
Property tax (owner-occ. 4%, est.)$333
Homeowners insurance (est.)$233
HOA dues$27
Loan amount$799,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $799,000 price, 0% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,979/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
2,486 sq ft
Levels
Two
Flooring
Carpet, Tile
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Dryer, Washer
Heating
Central
Cooling
Heat Pump
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.42 acres
Construction
Brick
Roof
Composition
Parking
Attached, Garage
Porch / Patio
Porch
View
Garden, Trees/Woods
Waterfront
Creek, Deep Water (Three Ft Min)

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$320 / annually

Financial & Terms

List Price
$799,000
Price / Sq Ft
$321
Annual Taxes
$3,979
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 5 days.

  1. Status: Active

    Aug 21, 2026

  2. New Listing

    Aug 21, 2026

  3. Came on market

    Aug 21, 2026

  4. Listed for sale

    Aug 15, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $384,137–$566,417 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
27 Kiawah Drive, Beaufort, SC 299064 bd · 2,394 sqft$440,000$184Aug 2026
8 Gator Lane, Beaufort, SC 299074 bd · 2,392 sqft$545,000$228Aug 2026
130 Francis Marion Circle, Beaufort, SC 299074 bd · 2,328 sqft$490,000$210Aug 2026
18 Petigru Drive, Beaufort, SC 299024 bd · 2,738 sqft$490,000$179Aug 2026
3 Pennyroyal Way, Beaufort, SC 299064 bd · 2,168 sqft$335,000$155Aug 2026

Recent closed sales of similar homes nearby (this list price is $799,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

2500 Stratford Lane, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2 mi

  • Bluffton

    ~15.5 mi

  • Hilton Head Island

    ~13.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kelley Richard, Greco Group Brokered by eXp.

Listing data last updated August 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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