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ActivePrice ReducedMLS# 198059

$1,495,000

$440/sq ft

26 Harborage Court · Bluffton, SC 29910

4

Beds

4

Baths

3,395

Sq Ft

2012

Built

Single Family Residence$440/sq ft8 days on market
WaterfrontTrees/Woods ViewLake ViewPoolFireplaceHOA Community

What stands out

  • Waterfront — Lake
  • Trees/Woods, Lake views
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Covered Patio, Porch, Covered, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

26 Harborage Ct. offers what photos cannot fully capture: an early-selected Hampton Lake homesite with rare privacy, peaceful preserve views, and the freedom to step from your backyard onto your private dock and reach the clubhouse by boat in about five minutes. Custom built by respected local builder Full Circle Development, the 3,395SF, 4BR/4BA home has been extensively improved for effortless everyday living, including nearly $230K+ in renovations/improvements. The open gathering spaces, main-level primary suite…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($299,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$8,824/mo

Principal & Interest$7,765
Property tax (owner-occ. 4%, est.)$623
Homeowners insurance (est.)$436
Loan amount$1,196,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,495,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $7,792/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Living Area
3,395 sq ft
Flooring
Carpet, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Built-In Electric Oven
Heating
Central
Cooling
Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.3 acres
Construction
Other
Foundation
Slab
Porch / Patio
Screened Porch, Covered Patio, Porch, Covered, Front Porch
Pool
Community
View
Trees/Woods, Lake
Waterfront
Lake
Exterior Features
Rain Gutters, Hot Tub

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$1,495,000
Price / Sq Ft
$440
Annual Taxes
$7,792
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 8 days.

  1. Status: Active

    Sep 10, 2026

  2. Price Reduced

    Sep 10, 2026

  3. Came on market

    Sep 10, 2026

  4. Listed for sale

    Sep 2, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $668,226–$1,804,350).
Sold homeSold price$/sqftClosed
456 Flatwater Drive, Bluffton, SC 299104 bd · 3,368 sqft$1,790,000$531Sep 2026
193 Bluff Point Lane, Bluffton, SC 299094 bd · 3,277 sqft$645,000$197Sep 2026
106 Great Heron Way, Bluffton, SC 299094 bd · 3,244 sqft$940,000$290Sep 2026
48 Fish Dancer Court, Bluffton, SC 299104 bd · 3,226 sqft$1,650,000$511Sep 2026
402 Lake Bluff Drive, Bluffton, SC 299103 bd · 3,267 sqft$925,000$283Sep 2026

Recent closed sales of similar homes nearby (this list price is $1,495,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

26 Harborage Court, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.8 mi

  • Bluffton

    ~4.6 mi

  • Hilton Head Island

    ~11.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Thomas M Kersey, Coldwell Banker Access Realty.

Listing data last updated September 10, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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