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PendingMLS# 198249

$669,000

$187/sq ft

26 Sapelo Island Lane · Bluffton, SC 29910

5

Beds

3.5

Baths

3,580

Sq Ft

2003

Built

Single Family Residence$187/sq ft
Trees/Woods ViewPoolGarageFireplaceHOA Community

What stands out

  • Trees/Woods views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Incredibly spacious Rosewood model in beautiful Island West, ideally situated on a peaceful, tree-lined street and offering 3,580 sq. ft. of living space. This updated 5BR/3.5BA home features a spacious kitchen with granite countertops and newer appliances, upgraded lighting throughout, a large family room with soaring ceilings, formal living and dining areas, an eat-in kitchen, and a spacious first-floor primary suite with a beautiful, wooded view from the wall of windows often looking at families of deer. The sec…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($133,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly

$4,331/mo

Principal & Interest$3,706
Property tax (owner-occ. 4%, est.)$279
Homeowners insurance (est.)$195
HOA dues$152
Loan amount$535,200

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $669,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,450/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
3
Half Baths
1
Living Area
3,580 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Central
Cooling
Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s)

Exterior & Lot

Lot Size
0.17 acres
Parking
Driveway, Garage
Porch / Patio
Screened Porch
Pool
Community
View
Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,827 / annually

Financial & Terms

List Price
$669,000
Price / Sq Ft
$187
Annual Taxes
$2,450
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

  1. Status: Pending

    Oct 2, 2026

  2. Status Change

    Oct 2, 2026

  3. Came on market

    Oct 2, 2026

  4. Listed for sale

    Sep 17, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $941,646–$1,370,897) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
23 Dove Tree Lane, Bluffton, SC 299105 bd · 3,725 sqft$985,000$264Oct 2026
11 Belfair Point Drive, Bluffton, SC 299105 bd · 3,284 sqft$1,225,000$373Sep 2026
40 Rose Dhu Creek Plantation, Bluffton, SC 299105 bd · 3,199 sqft$1,225,000$383Oct 2026
1 Victory Point Lane, Bluffton, SC 299105 bd · 4,106 sqft$1,080,000$263Aug 2026
17 Blue Dasher Lane, Bluffton, SC 299095 bd · 2,925 sqft$1,099,000$376Sep 2026

Recent closed sales of similar homes nearby (this list price is $669,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

26 Sapelo Island Lane, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.9 mi

  • Bluffton

    ~4.4 mi

  • Hilton Head Island

    ~10.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Gregory Goodrich, Dunes Real Estate, Ltd.

Listing data last updated October 2, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.