$678,000
$314/sq ft278 Ocean Hammock Loop · Hardeeville, SC 29927
2
Beds
2.5
Baths
2,161
Sq Ft
2024
Built
What stands out
- Trees/Woods views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Covered, Rear Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This exceptional Breeze Bay offers something remarkably hard to find in Latitude Margaritaville--true privacy. Tucked along a quiet loop, the home enjoys a thick wooded backdrop where neighboring homes virtually disappear from view. The showstopper is the outdoor living space with a large stamped-concrete patio, professional landscaping, mature crepe myrtles, landscape lighting, water fountain and impressive outdoor kitchen with black granite, sink and refrigerator. Inside, enjoy a dramatic 14' vaulted ceiling, upg…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,468–$5,703/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $678,000 price, 0% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,161 sq ft
- Levels
- One
- Flooring
- Tile, Laminate
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Wine Cooler, Tankless Water Heater
- Heating
- Natural Gas, Central
- Cooling
- Electric, Central Air
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Double Closets
Exterior & Lot
- Lot Size
- 0.19 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Other
- Parking
- Garage
- Porch / Patio
- Covered, Rear Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available
Community & HOA
- HOA Fee
- $329.11 / monthly
Financial & Terms
- List Price
- $678,000
- Price / Sq Ft
- $314
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 4 days.
Status: Active
Oct 1, 2026
New Listing
Oct 1, 2026
Listed for sale
Oct 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1797 Good Life Way, Hardeeville, SC 299272 bd · 1,862 sqft | $535,000 | $287 | Sep 2026 |
| 210 Foxbriar Court, Hardeeville, SC 299273 bd · 2,222 sqft | $698,000 | $314 | Sep 2026 |
| 160 Conifer Street, Hardeeville, SC 299273 bd · 2,058 sqft | $375,000 | $182 | Jul 2026 |
| 652 Sawmill Road, Hardeeville, SC 299273 bd · 2,309 sqft | $422,540 | $183 | Sep 2026 |
| 691 Summertime Place, Hardeeville, SC 299272 bd · 1,616 sqft | $399,000 | $247 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $678,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
278 Ocean Hammock Loop, Hardeeville, SC 29927
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~22.9 mi
Bluffton
~9.5 mi
Hilton Head Island
~16 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of MLS NON, NOT IN MLS.
Listing data last updated October 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.