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ActiveMLS# 197670

$350,000

$148/sq ft

28 Cedar Creek Circle · Port Royal, SC 29906

4

Beds

2.5

Baths

2,362

Sq Ft

2009

Built

Single Family Residence$148/sq ft3 days on market
Neighborhood ViewTrees/Woods ViewGarageFenced YardHOA Community

What stands out

  • Neighborhood, Trees/Woods views
  • Garage parking
  • Outdoor living: Screened Porch, Covered Patio, Front Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Opportunity is knocking! If you've been searching for a home with great bones, valuable updates already completed, and the chance to add your own style, this is it. Situated on a private, fully fenced wooded lot, this home offers the perfect blend of space, privacy, and potential.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($70,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$2,053/mo

Principal & Interest$1,805
Property tax (owner-occ. 4%, est.)$146
Homeowners insurance (est.)$102
Loan amount$280,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $350,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,963/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
2,362 sq ft
Levels
Two
Heating
Central
Cooling
Central Air

Exterior & Lot

Lot Size
0.23 acres
Construction
Brick, Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Concrete, Garage
Porch / Patio
Screened Porch, Covered Patio, Front Porch
Fencing
Full
View
Neighborhood, Trees/Woods

Utilities

Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$350,000
Price / Sq Ft
$148
Annual Taxes
$1,963
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Aug 7, 2026

  2. New Listing

    Aug 7, 2026

  3. Came on market

    Aug 7, 2026

  4. Listed for sale

    Aug 6, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $412,951–$1,230,208) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
15 Kiawah Drive, Port Royal, SC 299064 bd · 2,368 sqft$414,000$175Jun 2026
448 Commons Circle, Port Royal, SC 299024 bd · 2,108 sqft$830,000$394Jun 2026
1103 14th Street, Port Royal, SC 299354 bd · 2,664 sqft$834,000$313Mar 2026
4 Willis Way, Port Royal, SC 299354 bd · 2,016 sqft$1,050,000$521Mar 2026
1003 London Avenue, Port Royal, SC 299354 bd · 2,750 sqft$680,000$247Feb 2026

Recent closed sales of similar homes nearby (this list price is $350,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

28 Cedar Creek Circle, Port Royal, SC 29906

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.1 mi

  • Bluffton

    ~13.7 mi

  • Hilton Head Island

    ~13.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Casey Smith, Century 21 Coastal Town Realty.

Listing data last updated August 7, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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