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ActiveMLS# 197776

$850,000

$290/sq ft

28 Sugar Mill Drive · Okatie, SC 29909

3

Beds

4

Baths

2,933

Sq Ft

1998

Built

Single Family Residence$290/sq ft2 days on market
Golf Course ViewPoolGarageSingle-Level LivingFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Golf Course views
  • Single-level living
  • Attached garage
  • Fireplace
  • Private pool
  • Outdoor living: Deck, Front Porch
  • Accepts VA financing
  • 0.57-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to this beautifully maintained 3-bedroom, 4-bath home with 2,933 square feet in the prestigious gated community of Callawassie Island. Lovingly cared for by its original owner, this inviting home offers timeless quality, generous living spaces & a beautiful golf-course setting. Inside 12-foot ceilings & high-quality Pella windows & doors create a bright, open atmosphere. The updated kitchen provides a stylish & functional gathering space, while the first-floor primary suite offers privacy & convenience. The…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.

Estimated all-in monthly

$6,059/mo

Principal & Interest$5,457
Property tax (owner-occ. 4%, est.)$354
Homeowners insurance (est.)$248
Loan amount$850,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $850,000 price, 0% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,908/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
4
Living Area
2,933 sq ft
Levels
One and One Half
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Dryer, Washer, Built-In Electric Oven
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Central Vacuum, Entrance Foyer, High Ceilings, Open Floorplan, Tray Ceiling(s), Master Downstairs

Exterior & Lot

Lot Size
0.57 acres
Construction
Cedar
Foundation
Elevated
Roof
Composition
Parking
Attached
Porch / Patio
Deck, Front Porch
Pool
Community
View
Golf Course
Exterior Features
Outdoor Grill

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$850,000
Price / Sq Ft
$290
Annual Taxes
$1,908
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Aug 20, 2026

  2. New Listing

    Aug 20, 2026

  3. Came on market

    Aug 20, 2026

  4. Listed for sale

    Aug 14, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $881,088–$1,260,456) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
14 Links Drive, Okatie, SC 299093 bd · 2,826 sqft$975,000$345Aug 2026
2 S Oak Forest Drive, Okatie, SC 299093 bd · 2,772 sqft$835,000$301Jul 2026
83 Osprey Circle, Okatie, SC 299093 bd · 2,722 sqft$879,000$323Jun 2026
7 Greeters Lane, Okatie, SC 299093 bd · 3,156 sqft$1,360,000$431Jul 2026
108 Fernleaf Lane, Okatie, SC 299093 bd · 2,677 sqft$875,000$327May 2026

Recent closed sales of similar homes nearby (this list price is $850,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

28 Sugar Mill Drive, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.8 mi

  • Bluffton

    ~6.8 mi

  • Hilton Head Island

    ~10.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Nell Kleinhans, Coastal R. E. Solutions II.

Listing data last updated August 20, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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