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ActiveMLS# 196063

$89,900

280 Mcdowell Circle · Hardeeville, SC 29927

Unimproved Land59 days on market
Trees/Woods ViewNo HOA

What stands out

  • Trees/Woods views
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Lot for sale in rapidly growing Levy area, minutes' drive to Bluffton, Savannah, and Hardeeville. Built your dream home or bring your mobile home. No restrictions.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($17,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$511/mo

Principal & Interest$453
Property tax (owner-occ. 4%, est.)$31
Homeowners insurance (est.)$26
Loan amount$71,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $89,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $296/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
292x60.9x58.2x290
View
Trees/Woods

Utilities

Water
Well

Community & HOA

HOA
None

Financial & Terms

List Price
$89,900
Annual Taxes
$296
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 59 days.

  1. Status: Active

    Apr 29, 2026

  2. New Listing

    Apr 29, 2026

  3. Came on market

    Apr 29, 2026

  4. Listed for sale

    Apr 27, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

280 Mcdowell Circle, Hardeeville, SC 29927

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~26.9 mi

  • Bluffton

    ~10.6 mi

  • Hilton Head Island

    ~16.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Oscar M Adame, NorthGroup Real Estate LLC.

Listing data last updated April 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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