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ActivePrice ReducedMLS# 194415

$265,000

$252/sq ft

2813 4th Street · Beaufort, SC 29902

3

Beds

1

Baths

1,050

Sq Ft

1959

Built

Single Family Residence$252/sq ft140 days on market
Neighborhood ViewSingle-Level LivingNo HOAVA-Friendly Financing

What stands out

  • Neighborhood views
  • Single-level living
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to this updated and charming 3-bedroom ranch in sought-after Polk Village. Features include updated flooring, fresh paint, an updated kitchen, and a spacious yard—plus no HOA for maximum flexibility. Centrally located to Parris Island and MCAS, with downtown Beaufort, shopping, and dining just minutes away. Schedule your showing today!

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$1,857/mo

Principal & Interest$1,670
Property tax (owner-occ. 4%, est.)$110
Homeowners insurance (est.)$77
Loan amount$265,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $265,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,804/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
1
Living Area
1,050 sq ft
Levels
One
Appliances
Electric Range, Microwave, Dishwasher, Vent Exhaust Fan, Cable TV/Available
Heating
Heat Pump, Central
Cooling
Electric, Heat Pump

Exterior & Lot

Lot Size
0.18 acres
Construction
Brick
Foundation
Crawl
Roof
Composition
Parking
Driveway, Paved
View
Neighborhood

Utilities

Water
Public
Sewer
Septic Tank
Utilities
Water Available

Community & HOA

HOA
None

Financial & Terms

List Price
$265,000
Price / Sq Ft
$252
Annual Taxes
$1,804
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Mixed Use

Listing activity

On the market for 140 days.

  1. Price Reduced

    Apr 23, 2026

  2. Status: Active

    Feb 5, 2026

  3. Came on market

    Feb 5, 2026

  4. Listed for sale

    Jan 28, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $278,615–$323,228) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
257 Shanklin Road, Beaufort, SC 299063 bd · 1,053 sqft$284,000$270May 2026
1610 Columbia Drive, Beaufort, SC 299063 bd · 1,040 sqft$312,650$301Jun 2026
32 Parker Drive, Beaufort, SC 299063 bd · 1,036 sqft$274,900$265May 2026
1509 Pony Avenue, Beaufort, SC 299063 bd · 1,072 sqft$330,000$308Jun 2026
5618 Pulaski Court, Beaufort, SC 299063 bd · 1,025 sqft$273,000$266May 2026

Recent closed sales of similar homes nearby (this list price is $265,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

2813 4th Street, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2 mi

  • Bluffton

    ~17.1 mi

  • Hilton Head Island

    ~16 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Blake Gruel, eXp Realty LLC - Bluffton.

Listing data last updated June 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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