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ActiveMLS# 198229

$748,000

$408/sq ft

2834 Royal Oaks Drive · Beaufort, SC 29902

3

Beds

2.5

Baths

1,833

Sq Ft

1977

Built

Single Family Residence$408/sq ft10 days on market
WaterfrontPool ViewTrees/Woods ViewPoolFireplaceFenced YardNo HOA

What stands out

  • Waterfront — Creek, Marsh
  • Pool, Trees/Woods views
  • Fireplace
  • Private pool
  • Outdoor living: Patio, Covered Patio, Deck, Covered, Rear Porch
  • Fenced yard
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to your personal retreat in Mossy Oaks. Marsh views, exceptional outdoor living and years of intentional improvements come together to create a home that feels truly special. From the moment you arrive, a magnificent mature oak tree anchors the front yard, while palms and lush landscaping surround both the front and back of the property, creating a sense of privacy and escape. Ideally located in Beaufort's Mossy Oaks area with no HOA and within walking distance of the Spanish Moss Trail, this home offers…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($149,600)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,588–$4,823/mo

Principal & Interest$3,993
Property tax (owner-occ. 4%, est.)$312
Homeowners insurance (est.)$218
Flood ins. (required, est. range)$65–$300
Loan amount$598,400
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $748,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,520/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,833 sq ft
Levels
Two
Flooring
Tile, Luxury Vinyl
Appliances
Dishwasher, Refrigerator, Ice Maker, Fire Alarm, Fireplace/Equipment, Dryer, Washer, Tankless Water Heater
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Central Vacuum, Smart Camera(s)/Recording, Chandelier, Crown Molding, Double Vanity, Entrance Foyer, Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Double Closets, Master Downstairs

Exterior & Lot

Lot Size
0.42 acres
Construction
Stucco
Foundation
Slab
Roof
Composition
Parking
Driveway, Gravel
Porch / Patio
Patio, Covered Patio, Deck, Covered, Rear Porch
Fencing
Full
Pool
In Ground, Pool/Spa Combo, Salt Water
View
Pool, Trees/Woods
Waterfront
Creek, Marsh
Exterior Features
Rain Gutters, Hot Tub

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$748,000
Price / Sq Ft
$408
Annual Taxes
$2,520
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 10 days.

  1. Status: Active

    Sep 21, 2026

  2. New Listing

    Sep 21, 2026

  3. Came on market

    Sep 21, 2026

  4. Listed for sale

    Sep 15, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $349,946–$676,611 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
2106 North Street, Beaufort, SC 299023 bd · 1,788 sqft$660,000$369Sep 2026
32 Christine Drive, Beaufort, SC 299073 bd · 1,900 sqft$432,000$227Sep 2026
10 Hayek Street, Beaufort, SC 299073 bd · 1,915 sqft$660,000$345Sep 2026
4355 Quail Drive, Beaufort, SC 299063 bd · 1,728 sqft$329,900$191Sep 2026
7 Webb Way, Beaufort, SC 299073 bd · 1,952 sqft$470,000$241Sep 2026

Recent closed sales of similar homes nearby (this list price is $748,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

2834 W Royal Oaks Drive, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2.4 mi

  • Bluffton

    ~15 mi

  • Hilton Head Island

    ~13.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Amy Hallinan, The HomesFinder Realty Group.

Listing data last updated September 27, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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