$340,000
$274/sq ft29 Three Mast Lane · Hilton Head Island, SC 29928
2
Beds
2
Baths
1,242
Sq Ft
1983
Built
What stands out
- Other views
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Located on the desirable south end of Hilton Head Island, this light-filled 2-bedroom, 2-bath villa offers an open-concept floor plan ideal for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen, featuring stainless steel appliances and ample storage. Both bedrooms are generously sized, and a separate laundry/utility room provides additional storage and convenience. Enjoy your private screened porch, perfect for morning coffee or relaxing after a day at the beach. Situ…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,054–$2,289/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $340,000 price, 20% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,242 sq ft
- Flooring
- Carpet, Tile, Wood
- Appliances
- Microwave, Refrigerator, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s), Chandelier, Recessed Lighting
Exterior & Lot
- Lot Size
- 0.03 acres
- Parking
- Unassigned
- View
- Other
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $340,000
- Price / Sq Ft
- $274
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Jul 30, 2026
New Listing
Jul 30, 2026
Listed for sale
Jul 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2 Woodbine Place 56, Hilton Head Island, SC 299282 bd · 1,237 sqft | $855,000 | $691 | Jun 2026 |
| 36 Deallyon Avenue 107, Hilton Head Island, SC 299282 bd · 1,250 sqft | $415,000 | $332 | Jun 2026 |
| 5 Newport Drive 7102, Hilton Head Island, SC 299282 bd · 1,258 sqft | $550,000 | $437 | Jun 2026 |
| 10 Lemoyne Avenue 414, Hilton Head Island, SC 299282 bd · 1,270 sqft | $595,000 | $469 | Jul 2026 |
| 20 Queens Folly Road 1679, Hilton Head Island, SC 299282 bd · 1,177 sqft | $600,000 | $510 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $340,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
29 Three Mast Lane 29, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~19.4 mi
Bluffton
~6.7 mi
Hilton Head Island
~3.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Michelle Garbade, Charter One Realty.
Listing data last updated July 30, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.