$340,000
$261/sq ft3 Shelterwood Lane · Bluffton, SC 29910
3
Beds
2
Baths
1,302
Sq Ft
1997
Built
What stands out
- Neighborhood, Trees/Woods views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Screened Porch, Patio, Covered Patio, Front Porch, Side Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Just minutes from Downtown Bluffton and all that Bluffton and Hilton Head have to offer, welcome to 3 Shelterwood Lane in the charming community of Sawmill Forest. This inviting 3-bedroom, 2-bathroom home offers 1,302 square feet of comfortable Lowcountry living, with LVP flooring throughout, stainless steel appliances, and a warm, open feel. Step outside to the screened-in porch and enjoy peaceful mornings or relaxed evenings surrounded by mature oak trees and established landscaping. A detached two-car garage add…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.
Estimated all-in monthly
$2,883/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $340,000 price, 0% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,585/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,302 sq ft
- Levels
- One
- Flooring
- Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Fire Alarm, Dryer, Washer
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), Open Floorplan, Pantry, Vaulted Ceiling(s), Double Closets
Exterior & Lot
- Lot Size
- 0.15 acres
- Construction
- Vinyl Siding
- Foundation
- Elevated, Raised
- Parking
- Detached, Direct Access, Driveway, Garage, On Site
- Porch / Patio
- Screened Porch, Patio, Covered Patio, Front Porch, Side Porch
- Pool
- Community
- View
- Neighborhood, Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Water Available
Community & HOA
- HOA Fee
- $1,120 / quarterly
Financial & Terms
- List Price
- $340,000
- Price / Sq Ft
- $261
- Annual Taxes
- $1,585
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 8 days.
Status: Active
Sep 24, 2026
New Listing
Sep 24, 2026
Came on market
Sep 24, 2026
Listed for sale
Sep 23, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 50 Pebble Beach Cove K115, Bluffton, SC 299103 bd · 1,306 sqft | $165,000 | $126 | Aug 2026 |
| 51 Tupelo Court, Bluffton, SC 299093 bd · 1,338 sqft | $425,000 | $318 | Jul 2026 |
| 50 Pebble Beach Cove L215, Bluffton, SC 299103 bd · 1,260 sqft | $215,000 | $171 | Sep 2026 |
| 100 Kensington Boulevard 1601, Bluffton, SC 299103 bd · 1,216 sqft | $135,000 | $111 | Aug 2026 |
| 59 Heartstone Circle, Bluffton, SC 299103 bd · 1,420 sqft | $340,000 | $239 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $340,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
3 Shelterwood Lane, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.7 mi
Bluffton
~1.7 mi
Hilton Head Island
~5.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Mackenzie Morris, Realty One Group Lowcountry.
Listing data last updated September 25, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.