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ActiveMLS# 188981

$104,900

304 De La Gaye Point · Beaufort, SC 29902

Resident S/D Lot489 days on market
HOA Community
FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

What to know about this home

  • This is a vacant residential lot, not a home — there are no structures, bedrooms, or bathrooms, so you'd be buying land to build on.
  • At 489 days on market, the lot has been sitting for a while, which is worth factoring into any offer conversation.
  • The HOA runs $2,734 annually, which is notable for a vacant lot — confirm what that covers before committing.
  • Flood zone X means minimal flood hazard and no federally required flood insurance, which is a plus for this area.
  • No comparable closed sales are available in this data, so it's hard to say whether $104,900 is a fair ask for the lot.
  • If you're military, straight-line distances put you roughly 4.6 miles from Parris Island and 5.3 miles from MCAS Beaufort — call The Faris Group at (843) 473-7447 to talk through VA construction loan options and what building here would realistically cost.

An honest read generated from this listing's own data (price, flood zone, history, estimates) — not marketing copy. Dollar figures are estimates. Anything not in the data, we verify with you.

Listing description

Discover the perfect opportunity to build your dream home in this private, gated community nestled in the heart of the Lowcountry. This 0.28-acre homesite offers the ultimate blend of tranquility and convenience, located just across the street from the breathtaking marsh. Enjoy picturesque sunrises and sunsets as you stroll through the charming neighborhood, surrounded by the natural beauty of the South Carolina coast. This vibrant community boasts top-tier amenities, including a sparkling pool, tennis and basketb…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($20,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$831/mo

Principal & Interest$529
Property tax (owner-occ. 4%, est.)$44
Homeowners insurance (est.)$31
HOA dues$228
Loan amount$83,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $104,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $383/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
48.82' x 122.30' x 129.78' x 147.57'

Utilities

Water
Public
Utilities
Electricity Available, Natural Gas Available

Community & HOA

HOA Fee
$2,734 / annually

Financial & Terms

List Price
$104,900
Annual Taxes
$383
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 489 days.

  1. Status: Active

    Feb 21, 2025

  2. New Listing

    Feb 21, 2025

  3. Came on market

    Feb 21, 2025

  4. Listed for sale

    Feb 18, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

304 De La Gaye Point, Beaufort, SC 29902

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~3.3 mi

  • Bluffton

    ~14.2 mi

  • Hilton Head Island

    ~13 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kathryn Murphy, Serhant.

Listing data last updated December 27, 2025.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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