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ActiveMLS# 189573

$499,000

$388/sq ft

31 Anchorage Point · Hilton Head Island, SC 29928

2

Beds

2.5

Baths

1,285

Sq Ft

1985

Built

Condominium$388/sq ft429 days on market
FireplaceVA-Friendly Financing

What stands out

  • Fireplace
  • Outdoor living: Deck, Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Rare opportunity in Anchorage Point of Broad Creek! This 2BR/2.5BA townhome offers stunning sunset views over Broad Creek and the Intracoastal Waterway. Recent updates include fresh paint, updated piping, and two renovated showers. The main level features a defined kitchen, living area with fireplace and built-ins, plus a private balcony. Upstairs, both bedrooms are spacious, and the primary suite includes its own balcony with water views. Located on ''The Point'', this quiet South End community offers a pool, tenn…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$3,563–$3,798/mo

Principal & Interest$3,144
Property tax (owner-occ. 4%, est.)$208
Homeowners insurance (est.)$146
Flood ins. (required, est. range)$65$300
Loan amount$499,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $499,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,212/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Half Baths
1
Living Area
1,285 sq ft
Levels
Two
Flooring
Carpet, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Cable TV/Available, Dryer, Washer, Unfurnished
Heating
Central
Cooling
Central Air
Fireplace
1
Water Heater
Electric

Exterior & Lot

Construction
Other
Foundation
Elevated
Roof
Other
Porch / Patio
Deck, Porch

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$499,000
Price / Sq Ft
$388
Annual Taxes
$1,212
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 429 days.

  1. Status: Active

    Jan 7, 2026

  2. Status Change

    Jan 7, 2026

  3. Came on market

    Jan 7, 2026

  4. Listed for sale

    Mar 21, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $426,620–$888,177).
Sold homeSold price$/sqftClosed
5 Newport Drive 7102, Hilton Head Island, SC 299282 bd · 1,258 sqft$550,000$437Jun 2026
2 Shelter Cove Lane 220, Hilton Head Island, SC 299282 bd · 1,315 sqft$780,000$593May 2026
36 Deallyon Avenue 107, Hilton Head Island, SC 299282 bd · 1,250 sqft$415,000$332Jun 2026
121 Devils Elbow Lane 121, Hilton Head Island, SC 299262 bd · 1,247 sqft$504,000$404May 2026
2 Woodbine Place 56, Hilton Head Island, SC 299282 bd · 1,237 sqft$855,000$691Jun 2026

Recent closed sales of similar homes nearby (this list price is $499,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

31 Anchorage Point 31, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.6 mi

  • Bluffton

    ~6.6 mi

  • Hilton Head Island

    ~4.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jackson Foster Massey, RE/MAX Island Realty Inc..

Listing data last updated January 7, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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