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ActivePrice ReducedMLS# 193418

$440,000

$194/sq ft

31 Chesterfield Lake Drive · Beaufort, SC 29906

3

Beds

2

Baths

2,270

Sq Ft

1986

Built

Single Family Residence$194/sq ft236 days on market
WaterfrontLake ViewGarageNo HOA

What stands out

  • Waterfront — Lake, Pond
  • Lake views
  • Garage parking
  • Outdoor living: Screened Porch, Patio, Porch
  • No HOA
  • 0.54-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Back on the market at no fault of the seller. This mature lot with beautiful views of the Chesterfield Lake is sure to be the perfect setting for your next adventure. One floor living featuring 3 bedrooms all with walk in closets and 2 full bathroom and lots of living space. Vaulted ceilings with wood beams both in the family room and the main bedroom. Also a gas fire place in the shared family room and dining room. This home has many features including a large wet bar area, wall to wall sliding doors to the huge…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($88,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$2,534/mo

Principal & Interest$2,223
Property tax (owner-occ. 4%, est.)$183
Homeowners insurance (est.)$128
Loan amount$352,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $440,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,724/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
2,270 sq ft
Flooring
Tile, Vinyl, Stone
Appliances
Electric Range, Microwave, Refrigerator, Disposal, Ice Maker
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air

Exterior & Lot

Lot Size
0.54 acres
Construction
Board & Batten Siding
Foundation
Slab
Roof
Tar/Gravel
Parking
Garage
Porch / Patio
Screened Porch, Patio, Porch
View
Lake
Waterfront
Lake, Pond

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$440,000
Price / Sq Ft
$194
Annual Taxes
$1,724
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 236 days.

  1. Price Reduced

    Jun 10, 2026

  2. Status: Active

    Apr 24, 2026

  3. Came on market

    Apr 24, 2026

  4. Listed for sale

    Nov 13, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $433,268–$781,251).
Sold homeSold price$/sqftClosed
994 Dowlingwood Drive, Beaufort, SC 299023 bd · 2,326 sqft$475,000$204Jul 2026
607 Ashdale Drive, Beaufort, SC 299073 bd · 2,334 sqft$589,100$252Jul 2026
13 Woods Lane, Beaufort, SC 299073 bd · 2,176 sqft$748,900$344Jul 2026
10 Bittie Circle, Beaufort, SC 299063 bd · 1,938 sqft$369,900$191Jun 2026
3508 Morgan River Drive S, Beaufort, SC 299073 bd · 1,924 sqft$540,000$281Jun 2026

Recent closed sales of similar homes nearby (this list price is $440,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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Location

31 Chesterfield Lake Drive, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.8 mi

  • Bluffton

    ~12.8 mi

  • Hilton Head Island

    ~12.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Lori Mihalik, Real Broker LLC.

Listing data last updated July 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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