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Active Under ContractMLS# 198103

$425,000

$201/sq ft

31 Chesterfield Lake Drive · Beaufort, SC 29906

3

Beds

2

Baths

2,117

Sq Ft

1986

Built

Single Family Residence$201/sq ft5 days on market
WaterfrontPond ViewGarageSingle-Level LivingFireplaceFenced YardHOA Community

What stands out

  • Waterfront — Pond
  • Pond views
  • Single-level living
  • Garage parking
  • Fireplace
  • Outdoor living: Covered Patio, Front Porch
  • Fenced yard
  • 0.53-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Charming 3-bedroom, 2-bath home offering over 2,200 sq ft of comfortable one-floor living on a spacious .54-acre corner lot. Fully fenced backyard ideal for garden, pets, or play, with tranquil pond views perfect for morning coffee or evening relaxation. First-floor primary suite plus two additional bedrooms, all with walk-in closets. Vaulted ceilings, gas/wood-burning fireplace, flexible floor plan for guests, hobbies, or home office, stainless steel appliances, and new roof (2025). Attached 2-car garage with sepa…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($85,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$2,523/mo

Principal & Interest$2,207
Property tax (owner-occ. 4%, est.)$177
Homeowners insurance (est.)$124
HOA dues$14
Loan amount$340,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $425,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,724/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
2,117 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Electric Air Filter
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Beamed Ceilings, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Recessed Lighting, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

Exterior & Lot

Lot Size
0.53 acres
Construction
Frame
Foundation
Slab
Roof
Composition
Parking
Driveway, Garage, Garage Faces Side, Oversized
Porch / Patio
Covered Patio, Front Porch
Fencing
Partial
View
Pond
Waterfront
Pond
Exterior Features
Thermo-Panes, Storage

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA Fee
$170 / annually

Financial & Terms

List Price
$425,000
Price / Sq Ft
$201
Annual Taxes
$1,724
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 5 days.

  1. Status: Active Under Contract

    Sep 10, 2026

  2. Status Change

    Sep 10, 2026

  3. Listed for sale

    Sep 4, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $370,623–$815,790).
Sold homeSold price$/sqftClosed
5003 Luella Street, Beaufort, SC 299063 bd · 2,142 sqft$375,000$175Sep 2026
30 Patina Drive, Beaufort, SC 299073 bd · 2,089 sqft$805,000$385Sep 2026
44 Harford 2, Beaufort, SC 299063 bd · 2,050 sqft$750,000$366Sep 2026
1 Alumni Road, Beaufort, SC 299073 bd · 1,975 sqft$479,990$243Sep 2026
13 Bittie Circle, Beaufort, SC 299063 bd · 1,948 sqft$354,000$182Sep 2026

Recent closed sales of similar homes nearby (this list price is $425,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

31 Chesterfield Lake Drive, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.8 mi

  • Bluffton

    ~12.8 mi

  • Hilton Head Island

    ~12.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Daniel B Walsh, The HomesFinder Realty Group.

Listing data last updated September 13, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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