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ActiveMLS# 197363

$444,900

$259/sq ft

318 Cockle Lane · Beaufort, SC 29906

3

Beds

2.5

Baths

1,716

Sq Ft

2010

Built

Single Family Residence$259/sq ft1 day on market
Neighborhood ViewGarageHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood views
  • Garage parking
  • Outdoor living: Patio, Front Porch, Rear Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

The perfect cottage in Old Shell Point! Full of Lowcountry charm, this beautifully maintained home features fresh exterior paint and a welcoming front porch that's perfect for relaxing or entertaining. Inside, the open-concept living, dining, and kitchen areas offer an inviting layout with hardwood floors, granite countertops, and abundant natural light. The spacious first-floor primary suite includes a large walk-in closet and a well-appointed en-suite bath with dual vanities and a. Just off the covered back por…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.

Estimated all-in monthly

$3,202/mo

Principal & Interest$2,827
Property tax (owner-occ. 4%, est.)$185
Homeowners insurance (est.)$130
HOA dues$60
Loan amount$444,900
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $444,900 price, 0% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,649/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,716 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.12 acres
Construction
HardiPlank Type
Foundation
Crawl
Roof
Composition
Parking
Alley Access, Driveway, Garage
Porch / Patio
Patio, Front Porch, Rear Porch
View
Neighborhood

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$60 / monthly

Financial & Terms

List Price
$444,900
Price / Sq Ft
$259
Annual Taxes
$2,649
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Jul 21, 2026

  2. New Listing

    Jul 21, 2026

  3. Came on market

    Jul 21, 2026

  4. Listed for sale

    Jul 17, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $398,289–$503,125).
Sold homeSold price$/sqftClosed
29 Royal Pines Boulevard, Beaufort, SC 299073 bd · 1,716 sqft$435,000$253Jul 2026
23 Royal Pines Boulevard, Beaufort, SC 299073 bd · 1,693 sqft$429,500$254Jul 2026
5944 Pleasant Farm Court, Beaufort, SC 299063 bd · 1,788 sqft$415,000$232Jul 2026
19 Sherwood Lane, Beaufort, SC 299073 bd · 1,583 sqft$409,000$258Jun 2026
11 Basin Trail Street, Beaufort, SC 299073 bd · 1,852 sqft$543,000$293Jul 2026

Recent closed sales of similar homes nearby (this list price is $444,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

318 Cockle Lane, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.2 mi

  • Bluffton

    ~12.3 mi

  • Hilton Head Island

    ~11.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Lorena D Stroud, Coastal Real Estate Solutions.

Listing data last updated July 21, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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