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ActiveMLS# 196092

$1,350,000

$467/sq ft

32 Longwood Drive · Okatie, SC 29909

4

Beds

4.5

Baths

2,891

Sq Ft

2026

Built

Single Family Residence$467/sq ft1 day on market
WaterfrontGolf Course ViewPond ViewNew ConstructionPoolSingle-Level LivingFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Lagoon
  • Golf Course, Pond views
  • Newer construction
  • Single-level living
  • 2 fireplaces
  • Private pool
  • Outdoor living: Rear Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

The Palmetto's thoughtfully designed single-level floor plan offers views of a lagoon and the 8th hole of the Magnolia Golf Course. Featuring more than 2,800 square feet of beautifully appointed living space, the open-concept layout features a spacious primary suite, a welcoming dining room and great room, and guest bedrooms--each with its own bathroom. Above the attached garage, you will find a private studio with a full bath that provides flexible space for guests, extended family, or a home studio. If indoor-out…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-25 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$9,545–$9,780/mo

Principal & Interest$8,524
Property tax (owner-occ. 4%, est.)$563
Homeowners insurance (est.)$394
Flood ins. (required, est. range)$65$300
Loan amount$1,350,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,350,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $672/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Half Baths
1
Living Area
2,891 sq ft
Levels
One and One Half
Flooring
Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Tankless Water Heater
Heating
Electric, Heat Pump, Central
Fireplace
2
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s), Crown Molding, Entrance Foyer, High Ceilings, Open Floorplan, Pantry

Exterior & Lot

Lot Size
0.62 acres
Construction
Composite Siding
Foundation
Raised
Roof
Composition
Porch / Patio
Rear Porch
Pool
Community, Heated, Outdoor Pool
View
Golf Course, Pond
Waterfront
Lagoon

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$3,092
Regime Fee
Yes

Financial & Terms

List Price
$1,350,000
Price / Sq Ft
$467
Annual Taxes
$672
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Jun 29, 2026

  2. New Listing

    Jun 29, 2026

  3. Came on market

    Jun 29, 2026

  4. Listed for sale

    Apr 30, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $517,389–$946,812 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
50 Camp Saint Mary Road, Okatie, SC 299094 bd · 2,916 sqft$955,000$328Jun 2026
6 Winding Oak Drive, Okatie, SC 299094 bd · 3,095 sqft$940,000$304May 2026
381 Crane Court, Okatie, SC 299094 bd · 2,564 sqft$719,000$280Mar 2026
1224 Danner Drive, Okatie, SC 299095 bd · 2,900 sqft$519,000$179Mar 2026
81 Dudley Avenue, Okatie, SC 299095 bd · 2,786 sqft$505,000$181Apr 2026

Recent closed sales of similar homes nearby (this list price is $1,350,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

32 Longwood Drive, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.1 mi

  • Bluffton

    ~6 mi

  • Hilton Head Island

    ~9.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Joseph F. Kearney, Coastal R. E. Solutions II.

Listing data last updated June 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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